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NETCARDA™ CARD GUIDE · PERSONAL

Chase Sapphire Preferred® Card

A practical guide to the credits, reset dates and issuer terms that affect how this card's tracked value works.

PersonalHotelTravelDining
Annual fee$95
Tracked recurring credits$220
Fee minus full tracked credits−$125
Chase Sapphire Preferred® Card card artwork
Card artwork: Chase · Official card source ↗

THE SHORT VERSION

Where the math gets interesting.

The registry currently lists up to $220 in recurring tracked credits against a $95 annual fee. Face value is only useful when the underlying purchases and eligibility rules fit your normal spending.

Netcarda separates the issuer's listed benefit amounts from personal value. Your own habits determine which benefits are useful.

Netcarda rule of thumb

Count a credit at full value only when you would have made the eligible purchase anyway. The issuer's terms control whether a transaction qualifies.

TRACKABLE BENEFITS

What Netcarda is watching on this card.

Account-anniversary tracking Some benefits use anniversary-based timing.

H

credit

Chase Travel Hotel Credit

$100/yr

See the official source for current benefit terms.

Timing
Annual · up to $100 per period
Reset basis
Anniversary
Eligibility
Eligible hotel purchases through Chase Travel
Registry status
Verified 2026-08-15
D

credit

DoorDash Grocery/Retail Promo

$120/yr

See the official source for current benefit terms.

Timing
Monthly · up to $10 per period
Reset basis
Calendar
Eligibility
DashPass activation; eligible non-restaurant DoorDash orders
Registry status
Verified 2026-08-15
T

renewal

Global Entry, TSA PreCheck or NEXUS Credit

$120/yr

See the official source for current benefit terms.

Timing
Renewal · up to $120 per period
Reset basis
Application-Cycle
Eligibility
Check the issuer's current terms for eligibility.
Registry status
Verified 2026-08-15
D

activation

DashPass Membership

Benefit

See the official source for current benefit terms.

Timing
Issuer-defined
Reset basis
Issuer-defined
Eligibility
Check the issuer's current terms for eligibility.
Registry status
Verified 2026-08-15
CARD VALUE SNAPSHOT

What this benefit stack means in practice

Netcarda currently records 4 recurring or trackable items for this card with $220 in combined tracked recurring-credit limits. That number is a catalog total, not a promise that every cardholder will receive that amount of personal value. Eligibility, enrollment, merchant rules, timing and your own spending determine what is actually useful.

Annual fee$95
Netcarda database$220 in tracked credits
Reset mix1 annual · 1 monthly · 1 renewal · 1 issuer-defined

Where attention matters: 2 tracked items have an eligibility or condition note in the registry. Review those conditions before treating a listed limit as usable value.

Registry review date: 2026-08-15. Card terms can change; confirm current pricing, eligibility and benefit rules with the issuer. Official issuer source ↗

A SIMPLE PLAYBOOK

How to keep the timing straight.

1

Enroll first

Any benefit that requires enrollment should be activated before you count it in your personal value math.

2

Respect the reset

Monthly, quarterly, semiannual and anniversary windows can behave differently. Track the actual period, not just the annual headline number.

3

Revalue annually

Before the next annual fee hits, compare what you actually used against what the card cost you.

COMMON QUESTIONS

Quick answers about the registry.

What is the annual fee for the Chase Sapphire Preferred® Card?

The Netcarda registry lists an annual fee of $95. Verify current pricing with the issuer.

How much in recurring credits does Netcarda track?

The current registry total is $220. This is a catalog total, not a promise that every cardholder will be eligible for or use every dollar.

When do the benefits reset?

Account-anniversary tracking

Should I value every credit at face value?

Not automatically. A listed credit is only worth its face value to you when you would naturally make the eligible purchase and satisfy the issuer's terms.

Netcarda uses official issuer or official co-brand program material as the primary reference for this card. Registry details were last reviewed 2026-08-15. Benefits, fees, artwork and eligibility can change; confirm current terms with Chase.

Official terms first. Always.

Netcarda compiled this page from the current card registry and official sources. Verify current issuer terms before making financial decisions.

  1. Chase — official card/product sourcehttps://creditcards.chase.com/rewards-credit-cards/sapphire/preferred

FROM READING TO TRACKING

Knowing the credits is useful. Remembering them is the annoying part.

Netcarda helps you keep reset dates, remaining balances and effective annual fee in one place.

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