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NETCARDA™ CARD GUIDE · PERSONAL

Aeroplan® Card

A practical guide to the credits, reset dates and issuer terms that affect how this card's tracked value works.

PersonalAirlineTravel
Annual fee$195
Tracked recurring credits$220
Fee minus full tracked credits−$25
Aeroplan® Card card artwork
Card artwork: Chase · Official card source ↗

THE SHORT VERSION

Where the math gets interesting.

The registry currently lists up to $220 in recurring tracked credits against a $195 annual fee. Face value is only useful when the underlying purchases and eligibility rules fit your normal spending.

Netcarda separates the issuer's listed benefit amounts from personal value. Your own habits determine which benefits are useful.

Netcarda rule of thumb

Count a credit at full value only when you would have made the eligible purchase anyway. The issuer's terms control whether a transaction qualifies.

TRACKABLE BENEFITS

What Netcarda is watching on this card.

Mixed calendar-year, renewal, and cohort-dependent partner benefits Some benefits use anniversary-based timing.

A

credit

Air Canada Credit

$100/yr

Up to $100 per calendar year, split into two $50 half-year periods.

Timing
Semiannual · up to $50 per period
Reset basis
Calendar
Eligibility
$50 Jan-Jun and $50 Jul-Dec under current Aeroplan Card terms; no rollover.
Registry status
Astra V2 verified fields 2026-09-16
I

credit

Instacart Credit

$120/yr

TEMPORARY up to $10 per calendar month through 2027-12-31.

Timing
Monthly · up to $10 per period
Reset basis
Calendar
Eligibility
Active Instacart+ required; qualifying single-retailer $10+ order; eligible payment required.
Registry status
Astra V2 update 2026-09-16
A

annual-benefit

Aeroplan Status-Qualifying Credits

Benefit

Track status-qualifying card benefit if desired.

Timing
Annual
Reset basis
Calendar
Eligibility
Check the issuer's current terms for eligibility.
Registry status
Needs manual verification
T

renewal

Global Entry / TSA PreCheck / NEXUS Credit

$120/yr

Multi-year trusted-traveler reimbursement; do not annualize.

Timing
Annual · up to $120 per period
Reset basis
Issuer-defined
Eligibility
Up to $120 once per four-year benefit cycle under current product terms.
Registry status
Astra V2 verified fields 2026-09-16
CARD VALUE SNAPSHOT

What this benefit stack means in practice

Netcarda currently records 4 recurring or trackable items for this card with $220 in combined tracked recurring-credit limits. That number is a catalog total, not a promise that every cardholder will receive that amount of personal value. Eligibility, enrollment, merchant rules, timing and your own spending determine what is actually useful.

Annual fee$195
Netcarda database$220 in tracked credits
Reset mix1 semiannual · 1 monthly · 2 annual

Where attention matters: 3 tracked items have an eligibility or condition note in the registry. Review those conditions before treating a listed limit as usable value.

Registry review date: 2026-09-16. Card terms can change; confirm current pricing, eligibility and benefit rules with the issuer. Official issuer source ↗

A SIMPLE PLAYBOOK

How to keep the timing straight.

1

Enroll first

Any benefit that requires enrollment should be activated before you count it in your personal value math.

2

Respect the reset

Monthly, quarterly, semiannual and anniversary windows can behave differently. Track the actual period, not just the annual headline number.

3

Revalue annually

Before the next annual fee hits, compare what you actually used against what the card cost you.

COMMON QUESTIONS

Quick answers about the registry.

What is the annual fee for the Aeroplan® Card?

The Netcarda registry lists an annual fee of $195. Verify current pricing with the issuer.

How much in recurring credits does Netcarda track?

The current registry total is $220. This is a catalog total, not a promise that every cardholder will be eligible for or use every dollar.

When do the benefits reset?

Mixed calendar-year, renewal, and cohort-dependent partner benefits

Should I value every credit at face value?

Not automatically. A listed credit is only worth its face value to you when you would naturally make the eligible purchase and satisfy the issuer's terms.

Netcarda uses official issuer or official co-brand program material as the primary reference for this card. Registry details were last reviewed 2026-09-16. Benefits, fees, artwork and eligibility can change; confirm current terms with Chase.

Official terms first. Always.

Netcarda compiled this page from the current card registry and official sources. Verify current issuer terms before making financial decisions.

  1. Chase — official card/product sourcehttps://creditcards.chase.com/travel-credit-cards/aircanada/aeroplan
  2. Official benefit/source materialhttps://www.instacart.com/p/chase-cobrands
  3. Official benefit/source materialhttps://creditcards.chase.com/aeroplan/benefits

FROM READING TO TRACKING

Knowing the credits is useful. Remembering them is the annoying part.

Netcarda helps you keep reset dates, remaining balances and effective annual fee in one place.

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