NExplore with NetcardaResearch the card here. Track the benefits in the free app.
Open free tracker

NETCARDA™ CARD GUIDE · BUSINESS

Wyndham Rewards Earner® Business Card

A practical guide to the credits, reset dates and issuer terms that affect how this card's tracked value works.

BusinessHotel
Annual fee$149
Tracked recurring credits$115
Fee minus full tracked credits$34
Wyndham Rewards Earner® Business Card card artwork
Card artwork: Wyndham Rewards / Barclays · Official card source ↗

THE SHORT VERSION

Where the math gets interesting.

The registry currently lists up to $115 in recurring tracked credits. Their practical value depends on eligibility, enrollment and whether you would make the qualifying purchases anyway.

This is a business card. Netcarda keeps the focus on documented card benefits, timing and conditions rather than assigning a universal value to business expenses.

Netcarda rule of thumb

Count a credit at full value only when you would have made the eligible purchase anyway. The issuer's terms control whether a transaction qualifies.

TRACKABLE BENEFITS

What Netcarda is watching on this card.

Anniversary tracking Some benefits use anniversary-based timing.

W

credit

Wholesale Benefit

$65/yr

Up to $65 annual wholesale benefit; retain unresolved qualification/reset note until issuer terms are mapped.

Timing
Annual · up to $65 per period
Reset basis
Calendar
Eligibility
Exact wholesale qualification/reset remains unresolved in Astra V2.
Registry status
Amount verified; reset/qualification needs review
A

credit

Accounting Software Benefit

$50/yr

Up to $50 per calendar year.

Timing
Annual · up to $50 per period
Reset basis
Calendar
Eligibility
Eligible accounting-software benefit under current card terms; exact merchant wording should be retained from issuer terms.
Registry status
Astra V2 update 2026-09-16
P

annual-benefit

15,000 Anniversary Points

Benefit

See the official source for current benefit terms.

Timing
Annual
Reset basis
Anniversary
Eligibility
Check the issuer's current terms for eligibility.
Registry status
High confidence
D

activation

Wyndham Rewards Diamond Status

Benefit

See the official source for current benefit terms.

Timing
Issuer-defined
Reset basis
Issuer-defined
Eligibility
Check the issuer's current terms for eligibility.
Registry status
High confidence
CARD VALUE SNAPSHOT

What this benefit stack means in practice

Netcarda currently records 4 recurring or trackable items for this card with $115 in combined tracked recurring-credit limits. That number is a catalog total, not a promise that every cardholder will receive that amount of personal value. Eligibility, enrollment, merchant rules, timing and your own spending determine what is actually useful.

Annual fee$149
Netcarda database$115 in tracked credits
Reset mix3 annual · 1 issuer-defined

Where attention matters: 2 tracked items have an eligibility or condition note in the registry. Review those conditions before treating a listed limit as usable value.

Registry review date: 2026-09-16. Card terms can change; confirm current pricing, eligibility and benefit rules with the issuer. Official issuer source ↗

A SIMPLE PLAYBOOK

How to keep the timing straight.

1

Enroll first

Any benefit that requires enrollment should be activated before you count it in your personal value math.

2

Respect the reset

Monthly, quarterly, semiannual and anniversary windows can behave differently. Track the actual period, not just the annual headline number.

3

Revalue annually

Before the next annual fee hits, compare what you actually used against what the card cost you.

COMMON QUESTIONS

Quick answers about the registry.

What is the annual fee for the Wyndham Rewards Earner® Business Card?

The Netcarda registry lists an annual fee of $149. Verify current pricing with the issuer.

How much in recurring credits does Netcarda track?

The current registry total is $115. This is a catalog total, not a promise that every cardholder will be eligible for or use every dollar.

When do the benefits reset?

Anniversary tracking

Should I value every credit at face value?

Not automatically. A listed credit is only worth its face value to you when you would naturally make the eligible purchase and satisfy the issuer's terms.

Netcarda uses official issuer or official co-brand program material as the primary reference for this card. Registry details were last reviewed 2026-09-16. Benefits, fees, artwork and eligibility can change; confirm current terms with Barclays.

Official terms first. Always.

Netcarda compiled this page from the current card registry and official sources. Verify current issuer terms before making financial decisions.

  1. Barclays — official card/product sourcehttps://www.wyndhamrewardscreditcard.com/earner-business-card/

FROM READING TO TRACKING

Knowing the credits is useful. Remembering them is the annoying part.

Netcarda helps you keep reset dates, remaining balances and effective annual fee in one place.

Get Plus