:root{--blue:#1766e8;--blue-dark:#0a2a59;--blue-soft:#eef5ff;--text:#10213c;--muted:#63738a;--line:#dfe8f3;--gold:#d9a928;--white:#fff;--shadow:0 22px 60px rgba(19,63,120,.12)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;color:var(--text);background:#fff}a{text-decoration:none;color:inherit}button,input,textarea{font:inherit}.site-header{position:sticky;top:0;z-index:20;display:flex;align-items:center;justify-content:space-between;gap:24px;padding:18px 5vw;background:rgba(255,255,255,.94);backdrop-filter:blur(16px);border-bottom:1px solid rgba(223,232,243,.9)}.logo-wrap{display:flex;align-items:center;min-width:190px}.logo-wrap img{width:220px;max-width:42vw;height:auto}.main-nav{display:flex;align-items:center;gap:28px}.main-nav a{font-size:14px;font-weight:700;color:#53657c}.main-nav a:hover,.main-nav a.active{color:var(--blue)}.header-actions{display:flex;align-items:center;gap:10px}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:0 18px;border-radius:12px;border:1px solid transparent;font-weight:800;font-size:14px;cursor:pointer;transition:.2s ease}.btn:hover{transform:translateY(-1px)}.btn-primary{background:var(--blue);color:white;box-shadow:0 10px 30px rgba(23,102,232,.2)}.btn-secondary{border-color:var(--line);background:white;color:var(--text)}.btn-plus{position:relative;overflow:hidden;border:1px solid rgba(196,145,14,.65);background:linear-gradient(135deg,#6d4d00 0%,#d6a52b 42%,#fff0a1 55%,#d6a52b 68%,#745100 100%);color:#221600;box-shadow:0 10px 28px rgba(202,151,23,.24)}.btn-plus:after{content:"";position:absolute;top:-60%;left:-35%;width:24%;height:220%;background:linear-gradient(90deg,transparent,rgba(255,255,255,.95),transparent);transform:rotate(18deg);animation:shine 2.8s infinite}@keyframes shine{0%,35%{left:-35%}70%,100%{left:125%}}.hero{min-height:calc(100vh - 82px);display:grid;grid-template-columns:1.08fr .92fr;align-items:center;gap:60px;padding:70px 7vw 90px;background:radial-gradient(circle at 88% 20%,rgba(23,102,232,.09),transparent 32%),linear-gradient(#fff,#fff)}.eyebrow{margin:0 0 14px;color:var(--blue);font-size:12px;font-weight:900;letter-spacing:.18em;text-transform:uppercase}.hero h1{margin:0;font-size:clamp(48px,6vw,88px);line-height:.98;letter-spacing:-.055em;color:var(--blue-dark)}.hero h1 span{color:var(--blue)}.hero p{max-width:700px;margin:24px 0 0;font-size:20px;line-height:1.65;color:var(--muted)}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.hero-note{margin-top:14px;color:#7a8798;font-size:12px}.hero-card{position:relative;min-height:470px;padding:30px;border-radius:32px;background:linear-gradient(145deg,#0a2a59,#0b3f8f 58%,#1766e8);box-shadow:0 38px 90px rgba(8,44,98,.24);overflow:hidden}.hero-card:before{content:"";position:absolute;width:300px;height:300px;border-radius:50%;right:-90px;top:-90px;background:rgba(255,255,255,.08)}.hero-card:after{content:"";position:absolute;width:260px;height:260px;border-radius:50%;left:-120px;bottom:-130px;background:rgba(255,255,255,.05)}.preview-shell{position:relative;z-index:1}.preview-label{color:#b9d4ff;font-size:11px;font-weight:800;letter-spacing:.14em}.preview-title{margin:12px 0 24px;color:white;font-size:30px}.preview-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.preview-tile{padding:18px;border-radius:18px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.14);color:white}.preview-tile span{display:block;color:#c7ddff;font-size:11px}.preview-tile strong{display:block;margin-top:8px;font-size:24px}.preview-card{margin-top:14px;padding:18px;border-radius:18px;background:white;color:var(--text)}.preview-card small{color:var(--muted)}.progress{height:8px;margin-top:14px;border-radius:99px;background:#e7eef8;overflow:hidden}.progress span{display:block;width:72%;height:100%;background:var(--blue)}.section{padding:90px 7vw}.section.alt{background:#f7faff}.section-heading{max-width:800px;margin-bottom:42px}.section-heading h2{margin:0;font-size:44px;letter-spacing:-.045em;color:var(--blue-dark)}.section-heading p{font-size:18px;line-height:1.65;color:var(--muted)}.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.feature-card{padding:26px;border:1px solid var(--line);border-radius:22px;background:#fff;box-shadow:0 10px 30px rgba(19,63,120,.04)}.feature-card .icon{width:44px;height:44px;display:grid;place-items:center;border-radius:13px;background:var(--blue-soft);color:var(--blue);font-weight:900}.feature-card h3{margin:18px 0 8px}.feature-card p{margin:0;color:var(--muted);line-height:1.6}.about-layout,.contact-layout{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:start}.info-panel{padding:30px;border-radius:24px;background:var(--blue-dark);color:white}.info-panel p{color:#c8d8ee;line-height:1.7}.contact-card{padding:26px;border:1px solid var(--line);border-radius:22px;background:#fff}.contact-card label{display:block;margin-bottom:14px;color:#4d6077;font-size:12px;font-weight:800}.contact-card input,.contact-card textarea{width:100%;padding:13px 14px;border:1px solid var(--line);border-radius:12px;margin-top:7px;background:#fff;color:var(--text)}.contact-card textarea{min-height:130px;resize:vertical}.legal-list{display:grid;grid-template-columns:1fr 1fr;gap:18px}.legal-card{padding:26px;border:1px solid var(--line);border-radius:22px;background:#fff}.legal-card h3{margin-top:0}.legal-card p{color:var(--muted);line-height:1.6}.logged-in-banner{display:none;margin-top:18px;padding:14px 16px;border:1px solid rgba(214,165,43,.4);border-radius:14px;background:#fffaf0;color:#5d4500}.logged-in .logged-in-banner{display:block}.logged-in .guest-primary{display:none}.member-primary{display:none}.logged-in .member-primary{display:inline-flex}.free-secondary-member{display:none}.logged-in .free-secondary-member{display:inline-flex}.site-footer{padding:34px 7vw;border-top:1px solid var(--line);display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}.site-footer img{width:150px}.footer-links{display:flex;gap:18px;flex-wrap:wrap;color:#617087;font-size:13px}.footer-copy{color:#7c899b;font-size:12px}.modal-backdrop{position:fixed;inset:0;z-index:50;display:grid;place-items:center;padding:20px;background:rgba(8,29,58,.48)}.modal-backdrop.hidden{display:none}.modal{width:min(560px,100%);padding:26px;border-radius:24px;background:#fff;box-shadow:var(--shadow)}.modal-header{display:flex;justify-content:space-between;gap:20px;align-items:flex-start}.modal h2{margin:5px 0 0;font-size:30px}.modal p{color:var(--muted);line-height:1.6}.modal-actions{display:flex;gap:10px;margin-top:18px;flex-wrap:wrap}.close-btn{border:0;background:transparent;font-size:26px;color:#6a788b;cursor:pointer}.page-hero{padding:70px 7vw 45px;background:linear-gradient(180deg,#f5f9ff,#fff)}.page-hero h1{margin:0;font-size:54px;letter-spacing:-.05em;color:var(--blue-dark)}.page-hero p{max-width:780px;color:var(--muted);font-size:18px;line-height:1.65}.legal-doc{max-width:950px;margin:0 auto;padding:55px 7vw 90px}.legal-doc h2{margin-top:36px;color:var(--blue-dark)}.legal-doc p,.legal-doc li{color:#58697f;line-height:1.72}.notice{padding:16px 18px;border-radius:14px;background:#fff8e8;border:1px solid #f0d690;color:#6b5000}@media(max-width:980px){.main-nav{display:none}.hero{grid-template-columns:1fr;padding-top:50px}.hero-card{min-height:auto}.feature-grid{grid-template-columns:1fr}.about-layout,.contact-layout{grid-template-columns:1fr}}@media(max-width:700px){.site-header{padding:13px 16px}.logo-wrap img{width:165px;max-width:50vw}.header-actions .btn-secondary{display:none}.btn{padding:0 14px}.hero{padding:44px 20px 70px;gap:34px}.hero p{font-size:17px}.section{padding:68px 20px}.section-heading h2{font-size:36px}.preview-grid,.legal-list{grid-template-columns:1fr}.site-footer{padding:28px 20px}}

/* --- Launch polish: blue chrome + section-aware navigation --- */
.site-header{
  background:rgba(10,42,89,.97);
  border-bottom:1px solid rgba(255,255,255,.12);
  box-shadow:0 8px 30px rgba(10,42,89,.10);
}
.logo-wrap img{
  filter:none;
}
.main-nav a{
  position:relative;
  padding:10px 0;
  color:rgba(255,255,255,.72);
}
.main-nav a:hover{
  color:#fff;
}
.main-nav a.active{
  color:#fff;
}
.main-nav a.active::after{
  content:"";
  position:absolute;
  left:0;
  right:0;
  bottom:2px;
  height:3px;
  border-radius:99px;
  background:#5d91ff;
}
.btn-header-login{
  border-color:rgba(255,255,255,.30);
  background:rgba(255,255,255,.08);
  color:#fff;
}
.btn-header-login:hover{
  background:rgba(255,255,255,.16);
}
.site-footer{
  background:var(--blue-dark);
  border-top:0;
  color:#fff;
}
.site-footer .footer-links{
  color:rgba(255,255,255,.75);
}
.site-footer .footer-links a:hover{
  color:#fff;
}
.site-footer .footer-copy{
  color:rgba(255,255,255,.66);
}
.site-footer img{
  filter:none;
}
section[id],main[id]{
  scroll-margin-top:92px;
}
@media(max-width:700px){
  .site-header{background:rgba(10,42,89,.98)}
}


/* --- Review carousel + preview text breathing room --- */
.preview-card small{margin-left:8px}
.reviews-section{background:linear-gradient(180deg,#fff,#f7faff)}
.reviews-wrap{max-width:900px}
.review-stage{position:relative}
.review-card{padding:32px;border:1px solid var(--line);border-radius:24px;background:#fff;box-shadow:var(--shadow);animation:reviewFade .35s ease}
.review-card[hidden]{display:none}
.review-topline{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}
.review-stars{color:#c99512;letter-spacing:.12em;font-size:18px}
.sample-badge{display:inline-flex;align-items:center;min-height:28px;padding:0 10px;border-radius:999px;background:var(--blue-soft);color:var(--blue);font-size:11px;font-weight:900;letter-spacing:.06em;text-transform:uppercase}
.review-card blockquote{margin:22px 0 16px;font-size:clamp(22px,3vw,32px);line-height:1.45;letter-spacing:-.025em;color:var(--blue-dark)}
.review-author{margin:0;color:var(--muted);font-size:14px;font-weight:800}
.review-dots{display:flex;gap:8px;margin-top:18px}
.review-dot{width:9px;height:9px;padding:0;border:0;border-radius:999px;background:#cbd8e8;cursor:pointer;transition:.2s ease}
.review-dot.active{width:28px;background:var(--blue)}
@keyframes reviewFade{from{opacity:.25;transform:translateY(5px)}to{opacity:1;transform:translateY(0)}}
@media(max-width:700px){.preview-card small{display:block;margin:6px 0 0}.review-card{padding:24px}}
@media(prefers-reduced-motion:reduce){.review-card{animation:none}.review-dot{transition:none}}

/* --- SEO/legal launch refinement + positive effective annual fee state --- */
.preview-tile-positive{
  background:rgba(54,180,108,.17);
  border-color:rgba(126,235,171,.44);
  box-shadow:inset 0 0 0 1px rgba(126,235,171,.06);
}
.preview-tile-positive span{color:#c8f5da}
.preview-tile-positive strong{color:#72e6a2}
.review-kicker{display:inline-flex;align-items:center;min-height:28px;padding:0 10px;border-radius:999px;background:var(--blue-soft);color:var(--blue);font-size:11px;font-weight:900;letter-spacing:.08em}


/* --- Blog launch prototype --- */
.blog-bridge{padding-top:42px;padding-bottom:42px;background:#fff}
.blog-bridge-inner{display:flex;align-items:center;justify-content:space-between;gap:36px;padding:28px 32px;border:1px solid var(--line);border-radius:24px;background:linear-gradient(135deg,#f8fbff,#fff);box-shadow:0 12px 36px rgba(19,63,120,.05)}
.blog-bridge-inner h2{margin:0;font-size:30px;letter-spacing:-.035em;color:var(--blue-dark)}
.blog-bridge-inner p:not(.eyebrow){max-width:780px;margin:10px 0 0;color:var(--muted);line-height:1.65}
.blog-header{position:sticky;top:0;z-index:30}
.blog-shell{max-width:1220px;margin:0 auto;padding:0 6vw}
.blog-hero{padding:72px 0 46px;background:radial-gradient(circle at 84% 12%,rgba(23,102,232,.12),transparent 30%),linear-gradient(180deg,#f7faff,#fff)}
.blog-hero h1{max-width:900px;margin:0;font-size:clamp(48px,6vw,76px);line-height:1;letter-spacing:-.055em;color:var(--blue-dark)}
.blog-hero p{max-width:820px;font-size:19px;line-height:1.7;color:var(--muted)}
.blog-tools{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.blog-search{flex:1 1 340px;min-height:48px;padding:0 16px;border:1px solid var(--line);border-radius:13px;background:#fff;color:var(--text)}
.category-nav{display:flex;gap:8px;flex-wrap:wrap;margin:24px 0 0}
.category-chip{border:1px solid var(--line);background:#fff;border-radius:999px;padding:9px 13px;font-size:12px;font-weight:800;color:#53657c;cursor:pointer}
.category-chip.active,.category-chip:hover{border-color:#b9d2fb;background:var(--blue-soft);color:var(--blue)}
.blog-featured{padding:50px 0 10px}
.featured-post{display:grid;grid-template-columns:1.05fr .95fr;overflow:hidden;border:1px solid var(--line);border-radius:28px;background:#fff;box-shadow:var(--shadow)}
.featured-copy{padding:42px}
.featured-art{min-height:330px;display:grid;place-items:center;padding:34px;background:linear-gradient(145deg,#0a2a59,#1766e8);color:#fff}
.featured-art strong{max-width:340px;font-size:42px;line-height:1.02;letter-spacing:-.05em}
.post-tag{display:inline-flex;align-items:center;padding:7px 10px;border-radius:999px;background:var(--blue-soft);color:var(--blue);font-size:10px;font-weight:900;letter-spacing:.08em;text-transform:uppercase}
.featured-copy h2{font-size:40px;line-height:1.08;letter-spacing:-.045em;margin:16px 0 14px;color:var(--blue-dark)}
.featured-copy p{color:var(--muted);line-height:1.7}
.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;padding:28px 0 72px}
.article-card{display:flex;flex-direction:column;padding:24px;border:1px solid var(--line);border-radius:22px;background:#fff;box-shadow:0 10px 30px rgba(19,63,120,.04);transition:.2s ease}
.article-card:hover{transform:translateY(-3px);box-shadow:0 18px 44px rgba(19,63,120,.09)}
.article-card h3{margin:15px 0 10px;font-size:22px;line-height:1.2;letter-spacing:-.025em;color:var(--blue-dark)}
.article-card p{margin:0 0 18px;color:var(--muted);line-height:1.6}
.article-meta{margin-top:auto;font-size:12px;font-weight:800;color:#8290a2}
.blog-social{margin:0 0 70px;padding:26px 30px;border-radius:24px;background:var(--blue-dark);color:#fff;display:flex;align-items:center;justify-content:space-between;gap:22px;flex-wrap:wrap}
.blog-social p{margin:5px 0 0;color:#c7d6ea}
.social-pills{display:flex;gap:10px;flex-wrap:wrap}
.social-pill{display:inline-flex;align-items:center;min-height:42px;padding:0 14px;border:1px solid rgba(255,255,255,.22);border-radius:12px;color:#fff;font-weight:800;font-size:13px}
.social-pill:hover{background:rgba(255,255,255,.10)}
.article-hero{padding:64px 0 36px;background:linear-gradient(180deg,#f7faff,#fff)}
.article-hero h1{max-width:950px;margin:14px 0 14px;font-size:clamp(42px,6vw,68px);line-height:1.02;letter-spacing:-.055em;color:var(--blue-dark)}
.article-dek{max-width:820px;font-size:20px;line-height:1.65;color:var(--muted)}
.article-meta-line{display:flex;gap:14px;flex-wrap:wrap;margin-top:22px;color:#7d8b9d;font-size:12px;font-weight:800}
.article-body{max-width:820px;margin:0 auto;padding:38px 20px 86px}
.article-body h2{margin:42px 0 12px;font-size:32px;letter-spacing:-.035em;color:var(--blue-dark)}
.article-body h3{margin:30px 0 10px;color:var(--blue-dark)}
.article-body p,.article-body li{font-size:17px;line-height:1.78;color:#566981}
.article-body ul{padding-left:22px}
.article-callout{margin:30px 0;padding:20px 22px;border:1px solid #cfe0fb;border-radius:18px;background:#f5f9ff}
.article-callout strong{color:var(--blue-dark)}
.article-cta{margin-top:44px;padding:26px;border-radius:22px;background:linear-gradient(145deg,#0a2a59,#0d4da8);color:#fff}
.article-cta p{color:#cfdbed}
.related-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:18px}
.related-link{padding:16px;border:1px solid var(--line);border-radius:14px;font-weight:800;color:var(--blue-dark)}
.no-results{display:none;padding:38px 0 70px;color:var(--muted)}
@media(max-width:980px){.article-grid{grid-template-columns:repeat(2,1fr)}.featured-post{grid-template-columns:1fr}.featured-art{min-height:220px}.blog-bridge-inner{align-items:flex-start;flex-direction:column}}
@media(max-width:700px){.article-grid{grid-template-columns:1fr}.blog-shell{padding:0 20px}.blog-hero{padding-top:52px}.featured-copy{padding:26px}.featured-copy h2{font-size:32px}.featured-art strong{font-size:34px}.article-body{padding-left:20px;padding-right:20px}.related-grid{grid-template-columns:1fr}}

/* --- Enhanced multi-level navigation --- */
.enhanced-header{overflow:visible;z-index:100;padding-top:13px;padding-bottom:13px}
.enhanced-header .logo-wrap{min-width:176px}
.enhanced-header .logo-wrap img{width:190px}
.mega-nav{gap:6px;align-self:stretch}
.mega-nav>a,.nav-trigger{display:flex;align-items:center;gap:5px;min-height:48px;padding:0 12px;border:0;background:transparent;color:rgba(255,255,255,.78);font-size:14px;font-weight:750;line-height:1;cursor:pointer;white-space:nowrap}
.mega-nav>a{position:relative}
.mega-nav>a:hover,.nav-trigger:hover,.has-menu.menu-open>.nav-trigger{color:#fff;background:rgba(255,255,255,.07);border-radius:9px}
.nav-trigger:focus-visible,.mega-nav a:focus-visible,.mobile-menu-toggle:focus-visible{outline:3px solid rgba(142,188,255,.72);outline-offset:2px}
.nav-chevron{font-size:15px;line-height:1;transition:transform .18s ease;transform:translateY(-1px)}
.has-menu.menu-open>.nav-trigger .nav-chevron{transform:rotate(180deg) translateY(1px)}
.nav-item{position:relative;display:flex;align-items:center}
.mega-menu{position:absolute;top:100%;left:50%;width:min(690px,calc(100vw - 32px));padding-top:11px;opacity:0;visibility:hidden;transform:translate(-50%,8px);pointer-events:none;transition:opacity .16s ease,transform .16s ease,visibility .16s ease}
.has-menu.menu-open>.mega-menu{opacity:1;visibility:visible;transform:translate(-50%,0);pointer-events:auto}
.mega-menu-inner{padding:18px;border:1px solid #dbe6f3;border-radius:16px;background:#fff;box-shadow:0 24px 65px rgba(8,39,82,.20);color:var(--text)}
.mega-menu-inner:before{content:"";position:absolute;top:4px;left:50%;width:14px;height:14px;background:#fff;border-left:1px solid #dbe6f3;border-top:1px solid #dbe6f3;transform:translateX(-50%) rotate(45deg)}
.compact-grid,.blog-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.blog-menu{width:min(760px,calc(100vw - 32px))}
.small-menu{width:355px}
.small-menu .mega-menu-inner:before{left:50%}
.menu-align-right{left:auto;right:0;transform:translate(0,8px)}
.has-menu.menu-open>.menu-align-right{transform:translate(0,0)}
.menu-align-right .mega-menu-inner:before{left:auto;right:24px}
.single-column{display:grid;gap:5px}
.mega-column{display:flex;flex-direction:column;gap:5px;min-width:0}
.mega-column+.mega-column{padding-left:17px;border-left:1px solid #e8eef6}
.mega-label{display:block;margin:2px 10px 8px;color:#7a899d;font-size:10px;font-weight:900;letter-spacing:.13em;text-transform:uppercase}
.mega-link{display:block;padding:11px 12px;border-radius:11px;transition:background .15s ease,transform .15s ease}
.mega-link:hover{background:#f2f7ff;transform:translateX(2px)}
.mega-link strong{display:block;color:#14345f;font-size:14px;line-height:1.3}
.mega-link small{display:block;margin-top:4px;color:#687a91;font-size:12px;line-height:1.42;font-weight:500}
.mega-link.featured-link strong{color:var(--blue)}
.mobile-menu-toggle{display:none;width:42px;height:42px;padding:9px;border:1px solid rgba(255,255,255,.24);border-radius:10px;background:rgba(255,255,255,.07);cursor:pointer}
.mobile-menu-toggle span{display:block;width:100%;height:2px;margin:4px 0;border-radius:10px;background:#fff;transition:.2s ease}
.mobile-nav-account-wrap{display:none}
.mobile-nav-account-action{width:100%;min-height:46px;border-radius:12px;background:#fff;color:#0a2a59!important;-webkit-text-fill-color:#0a2a59;border:1px solid rgba(255,255,255,.22);font-size:15px;font-weight:850;line-height:1.2;text-align:center;box-shadow:0 8px 24px rgba(3,18,42,.16)}
.mobile-nav-account-action:hover{background:#f3f7ff;color:#0a2a59!important;-webkit-text-fill-color:#0a2a59;transform:none}
.mobile-nav-account-label{display:inline-block;color:#0a2a59!important;-webkit-text-fill-color:#0a2a59;font:inherit;line-height:1.2;opacity:1!important;visibility:visible!important}
@media(max-width:1120px) and (min-width:981px){.mega-nav>a,.nav-trigger{padding:0 8px;font-size:13px}.enhanced-header{gap:12px}.enhanced-header .logo-wrap{min-width:145px}.enhanced-header .logo-wrap img{width:165px}.header-actions .btn{padding:0 13px}}
@media(max-width:980px){
  .enhanced-header{display:grid;grid-template-columns:1fr auto auto;gap:10px;padding:12px 16px}
  .enhanced-header .logo-wrap{min-width:0}
  .enhanced-header .logo-wrap img{width:165px}
  .mobile-menu-toggle{display:block;order:2}
  .enhanced-header .header-actions{order:3}
  .enhanced-header .header-actions .btn-header-login{display:none}
  .enhanced-header .mega-nav{display:none;position:absolute;top:100%;left:0;right:0;order:4;max-height:calc(100vh - 72px);overflow-y:auto;padding:10px 16px 22px;background:#0a2a59;border-top:1px solid rgba(255,255,255,.12);box-shadow:0 22px 45px rgba(4,22,49,.28)}
  .enhanced-header.mobile-nav-open .mega-nav{display:block}
  .mega-nav>a,.nav-trigger{width:100%;min-height:48px;padding:0 8px;justify-content:space-between;border-bottom:1px solid rgba(255,255,255,.10);border-radius:0!important;color:#fff;background:transparent!important;font-size:15px}
  .nav-item{display:block}
  .mega-menu,.menu-align-right{position:static;width:100%;padding:0;opacity:1;visibility:visible;transform:none!important;pointer-events:auto;display:none}
  .has-menu.menu-open>.mega-menu{display:block}
  .mega-menu-inner{margin:6px 0 10px;padding:8px;border:0;border-radius:12px;background:#fff;box-shadow:none}
  .mega-menu-inner:before{display:none}
  .compact-grid,.blog-grid{grid-template-columns:1fr;gap:2px}
  .mega-column+.mega-column{padding-left:0;border-left:0;border-top:1px solid #e8eef6;padding-top:8px;margin-top:4px}
  .mega-label{margin-top:8px}
  .mega-link{padding:10px}
  .mobile-nav-account-wrap{display:block;margin-top:14px;padding:14px 8px 2px;border-top:1px solid rgba(255,255,255,.14)}
  .mobile-nav-account-action{display:flex}
  .mobile-nav-open .mobile-menu-toggle span:nth-child(1){transform:translateY(6px) rotate(45deg)}
  .mobile-nav-open .mobile-menu-toggle span:nth-child(2){opacity:0}
  .mobile-nav-open .mobile-menu-toggle span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}
}
@media(max-width:520px){.enhanced-header .header-actions .btn-plus{min-height:40px;padding:0 11px;font-size:12px}.enhanced-header .logo-wrap img{width:145px}.mobile-menu-toggle{width:40px;height:40px}}

/* Netcarda learning center */
.learn-main{background:#f6f9fd;min-height:70vh}.learn-hero,.learn-hub-hero{max-width:1180px;margin:0 auto;padding:78px 32px;display:grid;grid-template-columns:1.05fr .95fr;gap:52px;align-items:center}.learn-hub-hero{display:block;max-width:1000px;text-align:center}.learn-hub-hero h1,.learn-hero h1{font-size:clamp(42px,6vw,72px);line-height:1.02;margin:12px 0 22px;color:#0a2a59;letter-spacing:-2px}.learn-hub-hero>p:not(.eyebrow),.learn-deck{font-size:20px;line-height:1.7;color:#5d6f86}.learn-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.learn-hub-hero .learn-actions{justify-content:center}.learn-art svg{width:100%;height:auto;display:block;filter:drop-shadow(0 24px 35px rgba(13,55,111,.15))}.learn-story{max-width:1120px;margin:0 auto;padding:0 32px 80px;display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:54px}.learn-story article{background:white;padding:44px;border-radius:28px;box-shadow:0 12px 40px rgba(25,60,105,.07)}.learn-story h2{font-size:30px;color:#0a2a59;margin:38px 0 12px}.learn-story h2:first-child{margin-top:0}.learn-story p,.learn-checks{font-size:17px;line-height:1.75;color:#52657c}.learn-checks{padding-left:24px}.learn-checks li{margin:12px 0}.story-callout{background:#eaf2ff;border:1px solid #c8ddff;border-radius:18px;padding:22px;margin:28px 0}.story-callout strong{color:#0a2a59}.story-callout p{margin-bottom:0}.source-note{border-top:1px solid #dce5ef;padding-top:22px;font-size:14px!important}.learn-aside{display:flex;flex-direction:column;gap:18px}.aside-card{background:white;border:1px solid #dce5ef;border-radius:22px;padding:24px;position:sticky;top:100px}.aside-card.blue{position:static;background:#0a2a59;color:white}.aside-card a:not(.btn){display:block;padding:11px 0;color:#1766e8;text-decoration:none;border-bottom:1px solid #edf1f6}.aside-card.blue p,.aside-card.blue h3{color:white}.learn-grid-section{max-width:1180px;margin:0 auto;padding:20px 32px 90px}.learn-topic-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.learn-topic-card{display:block;background:white;border:1px solid #dce5ef;border-radius:22px;padding:24px;text-decoration:none;transition:.2s transform,.2s box-shadow}.learn-topic-card:hover{transform:translateY(-4px);box-shadow:0 14px 35px rgba(20,60,110,.1)}.learn-topic-card span{font-size:11px;font-weight:800;letter-spacing:.12em;color:#1766e8}.learn-topic-card h3{color:#0a2a59;font-size:21px;margin:10px 0}.learn-topic-card p{color:#65778d;line-height:1.55}.learn-topic-card b{color:#1766e8}.footer-copy a{color:inherit}.site-footer>a img{max-width:150px}
@media(max-width:900px){.learn-hero{grid-template-columns:1fr;padding-top:48px}.learn-art{order:-1}.learn-story{grid-template-columns:1fr}.aside-card{position:static}.learn-topic-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:600px){.learn-hero,.learn-hub-hero,.learn-story,.learn-grid-section{padding-left:20px;padding-right:20px}.learn-story article{padding:26px}.learn-topic-grid{grid-template-columns:1fr}.learn-hub-hero h1,.learn-hero h1{letter-spacing:-1px}}


/* NETCARDA CARD EXPLORER 2026 */
.card-guide-main,.catalog-main,.compare-main{max-width:1180px;margin:0 auto;padding:36px 28px 80px}.breadcrumbs{display:flex;gap:9px;align-items:center;font-size:.9rem;color:#61728c;margin:10px 0 28px}.breadcrumbs a{color:#2457a7}.card-guide-hero{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(300px,.75fr);gap:48px;align-items:center;padding:46px;border-radius:32px;background:linear-gradient(135deg,#f7fbff,#eef5ff 55%,#f7fff9);border:1px solid #dce8f7;box-shadow:0 18px 55px rgba(22,62,120,.09)}.card-guide-copy h1,.catalog-hero h1,.compare-hero h1{font-size:clamp(2.25rem,5vw,4.6rem);line-height:1.02;letter-spacing:-.045em;margin:.2em 0}.card-lede,.catalog-hero>p,.compare-hero>p{font-size:1.15rem;line-height:1.7;color:#52647d;max-width:760px}.tag-row,.catalog-tags{display:flex;gap:8px;flex-wrap:wrap}.tag-chip,.catalog-tags span{display:inline-flex;padding:7px 11px;border-radius:999px;background:#eaf2ff;color:#16478f;font-weight:750;font-size:.78rem}.card-kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:26px 0}.card-kpis>div{padding:16px;border-radius:18px;background:white;border:1px solid #dbe5f2}.card-kpis span{display:block;font-size:.78rem;color:#61728c;margin-bottom:5px}.card-kpis strong{font-size:1.5rem;color:#102f5c}.card-kpis .positive{background:#effbf3;border-color:#b9e6c7}.card-kpis .positive strong,.positive strong{color:#11823b}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.card-face-panel{margin:0;text-align:center}.real-card-face{display:block;width:100%;max-height:340px;object-fit:contain;border-radius:22px;filter:drop-shadow(0 20px 22px rgba(14,37,72,.2))}.card-face-panel figcaption{font-size:.75rem;color:#74839a;margin-top:12px}.card-face-fallback{aspect-ratio:1.586/1;display:flex;flex-direction:column;justify-content:space-between;text-align:left;padding:26px;border-radius:22px;color:white;background:linear-gradient(135deg,#0e386e,#205eb8 60%,#c8a54e);box-shadow:0 20px 35px rgba(10,42,87,.2)}.card-face-fallback span{font-size:.78rem;letter-spacing:.08em;text-transform:uppercase}.card-face-fallback strong{font-size:1.35rem}.card-face-fallback small{opacity:.8}.story-section,.benefits-section,.tracking-playbook,.faq-section,.sources-section{padding:65px 18px 20px;max-width:960px;margin:0 auto}.story-section h2,.benefits-section h2,.tracking-playbook h2,.faq-section h2,.sources-section h2{font-size:clamp(1.8rem,3vw,2.8rem);letter-spacing:-.03em;margin:.25em 0}.story-section>p,.sources-section>p{font-size:1.08rem;line-height:1.8;color:#43556f}.benefit-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.benefit-card{padding:22px;border:1px solid #dce6f2;border-radius:22px;background:#fff;box-shadow:0 8px 26px rgba(22,62,120,.06)}.benefit-top{display:grid;grid-template-columns:auto 1fr auto;gap:12px;align-items:start}.benefit-icon{width:38px;height:38px;display:grid;place-items:center;border-radius:12px;background:#eaf2ff;font-weight:900;color:#174c98}.micro-label{font-size:.68rem;font-weight:800;letter-spacing:.09em;text-transform:uppercase;color:#6e7f97;margin:0}.benefit-card h3{margin:2px 0 0;font-size:1.08rem}.benefit-value{font-size:1rem;color:#164b93}.benefit-card>p{color:#52647d;line-height:1.6}.benefit-meta{display:grid;gap:8px;margin:16px 0 0}.benefit-meta div{display:grid;grid-template-columns:105px 1fr;gap:10px;border-top:1px solid #edf1f6;padding-top:8px}.benefit-meta dt{font-size:.72rem;text-transform:uppercase;letter-spacing:.06em;color:#7b889b;font-weight:800}.benefit-meta dd{margin:0;font-size:.88rem;color:#34465f}.section-heading{display:flex;justify-content:space-between;gap:30px;align-items:end;margin-bottom:22px}.section-heading>p{max-width:380px;color:#61728c;line-height:1.6}.playbook-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.playbook-grid article{padding:22px;border-radius:22px;background:#f7f9fc;border:1px solid #e0e8f2}.playbook-grid article>span{width:32px;height:32px;border-radius:50%;display:grid;place-items:center;background:#1655a5;color:white;font-weight:900}.faq{border-top:1px solid #dce4ee;padding:16px 0}.faq summary{font-weight:850;cursor:pointer}.faq p{color:#52647d;line-height:1.7}.source-list{display:grid;gap:10px;padding-left:22px}.source-list li{padding-left:5px}.source-list a{font-weight:800;color:#164b93}.source-list small{display:block;color:#77859a;word-break:break-all;margin-top:3px}.card-cta{margin:70px auto 0;max-width:1040px;padding:38px;border-radius:28px;background:linear-gradient(135deg,#0e3c78,#1762c5);color:white;display:flex;justify-content:space-between;align-items:center;gap:28px}.card-cta h2{font-size:2rem;margin:.2em 0}.card-cta p{max-width:670px;color:#d9e8ff}.catalog-hero,.compare-hero{padding:46px 0 30px}.catalog-summary{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:28px;max-width:760px}.catalog-summary div{padding:18px;border-radius:18px;background:#f3f7fc;border:1px solid #dfe8f3}.catalog-summary strong{font-size:1.6rem;color:#103d7c;display:block}.catalog-summary span{font-size:.78rem;color:#69798e}.catalog-tools{position:sticky;top:82px;z-index:20;display:grid;grid-template-columns:2fr 1fr 1fr 1fr auto auto;gap:10px;align-items:end;padding:16px;border-radius:20px;background:rgba(255,255,255,.96);backdrop-filter:blur(14px);box-shadow:0 12px 35px rgba(22,62,120,.12);border:1px solid #dde6f1}.catalog-tools label{display:grid;gap:5px}.catalog-tools label>span{font-size:.72rem;font-weight:800;color:#64758d}.catalog-tools input[type=search],.catalog-tools select{width:100%;height:43px;border:1px solid #ccd8e8;border-radius:12px;background:white;padding:0 11px}.checkbox-filter{display:flex!important;align-items:center;gap:8px;height:43px}.compare-floating span{display:inline-grid;place-items:center;min-width:22px;height:22px;border-radius:11px;background:#154d9b;color:white;font-size:.7rem}.results-line{display:flex;gap:6px;align-items:center;padding:22px 4px 14px;color:#65768e}.results-line button{margin-left:auto;border:0;background:none;color:#1854a4;font-weight:800;cursor:pointer}.catalog-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.catalog-card{border:1px solid #dce5f0;border-radius:24px;overflow:hidden;background:white;box-shadow:0 8px 26px rgba(22,62,120,.06);transition:.2s transform,.2s box-shadow}.catalog-card:hover{transform:translateY(-3px);box-shadow:0 16px 38px rgba(22,62,120,.12)}.catalog-image{display:grid;place-items:center;height:180px;padding:22px;background:linear-gradient(140deg,#f1f6fc,#f9fbfe)}.catalog-image img{max-width:100%;max-height:145px;object-fit:contain;border-radius:12px;filter:drop-shadow(0 10px 13px rgba(20,40,70,.16))}.mini-card-fallback{width:190px;aspect-ratio:1.586;border-radius:14px;display:grid;place-items:center;background:linear-gradient(135deg,#153f7b,#2470d3);color:white;padding:15px;text-align:center;font-weight:800}.catalog-body{padding:20px}.catalog-issuer{margin:0;color:#6f7f95;text-transform:uppercase;font-size:.68rem;letter-spacing:.09em;font-weight:850}.catalog-body h3{margin:5px 0 10px;font-size:1.15rem;line-height:1.28}.catalog-body h3 a{color:#102f5b;text-decoration:none}.catalog-stats{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin:16px 0}.catalog-stats span{padding:10px;border-radius:12px;background:#f5f8fc}.catalog-stats small{display:block;color:#758399;font-size:.65rem}.catalog-stats strong{display:block;color:#153f7d;margin-top:2px}.catalog-actions{display:flex;justify-content:space-between;gap:8px;align-items:center}.catalog-actions a{font-weight:850;color:#1554a5}.catalog-actions button{border:1px solid #c9d7e8;border-radius:10px;background:white;padding:8px 10px;color:#174d94;font-weight:800;cursor:pointer}.empty-state,.empty-compare{text-align:center;padding:70px 20px;color:#62738a}.compare-picker{display:flex;gap:10px;align-items:end;padding:18px;border:1px solid #dce6f2;border-radius:20px;background:#f7f9fc}.compare-picker label{flex:1;display:grid;gap:6px}.compare-picker select{height:46px;border:1px solid #cbd7e6;border-radius:12px;background:white;padding:0 12px}.compare-table-wrap{overflow:auto;margin-top:28px;border:1px solid #dbe5f0;border-radius:22px}.compare-table{border-collapse:collapse;width:100%;min-width:820px}.compare-table th,.compare-table td{padding:16px;border-bottom:1px solid #e3e9f1;border-right:1px solid #e8edf4;vertical-align:top;text-align:left}.compare-table thead th{background:#f7f9fc}.compare-table thead th:not(:first-child){min-width:220px}.compare-table thead img{display:block;max-width:150px;max-height:95px;object-fit:contain;margin:0 auto 10px}.compare-table thead a{display:block;color:#103f81;font-weight:850}.compare-table thead small{display:block;color:#77849a;margin-top:4px}.compare-table thead button{margin-top:8px;border:0;background:none;color:#b13d3d;cursor:pointer}.compare-benefit-columns{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:24px}.compare-benefit-columns article{padding:20px;border:1px solid #dce5f0;border-radius:20px}.compare-benefit{padding:10px 0;border-top:1px solid #edf1f6}.compare-benefit strong,.compare-benefit span{display:block}.compare-benefit span{color:#6e7d91;font-size:.85rem;margin-top:3px}.compare-note{margin-top:28px}.text-link{font-weight:800;color:#1452a2}.empty-state[hidden],.catalog-card[hidden]{display:none!important}
@media(max-width:980px){.card-guide-hero{grid-template-columns:1fr}.card-face-panel{max-width:430px;margin:0 auto}.catalog-tools{position:static;grid-template-columns:1fr 1fr}.catalog-grid{grid-template-columns:repeat(2,1fr)}.compare-benefit-columns{grid-template-columns:1fr}.playbook-grid{grid-template-columns:1fr}.card-kpis{grid-template-columns:1fr 1fr}.card-cta{align-items:flex-start;flex-direction:column}}
@media(max-width:640px){.card-guide-main,.catalog-main,.compare-main{padding:24px 16px 60px}.card-guide-hero{padding:26px 20px;border-radius:24px}.card-guide-hero .card-face-panel{order:-1;width:100%;max-width:430px}.card-guide-hero .card-guide-copy{order:1}.card-kpis,.catalog-summary,.catalog-grid,.benefit-grid{grid-template-columns:1fr}.catalog-tools{grid-template-columns:1fr}.section-heading{display:block}.card-guide-copy h1,.catalog-hero h1,.compare-hero h1{font-size:2.35rem}.benefit-meta div{grid-template-columns:1fr;gap:2px}.compare-picker{align-items:stretch;flex-direction:column}}


/* ============================================================
   Netcarda 2026 refinement — modern financial product layer
   ============================================================ */
:root{
  --nc-ink:#0b1f3a;
  --nc-muted:#607089;
  --nc-blue:#155bd7;
  --nc-blue-deep:#0a397e;
  --nc-line:#dfe7f1;
  --nc-surface:#ffffff;
  --nc-soft:#f5f8fc;
  --nc-green:#137a46;
  --nc-gold:#b88a2d;
  --nc-shadow:0 18px 55px rgba(20,49,91,.10);
  --nc-shadow-soft:0 8px 28px rgba(20,49,91,.07);
}
body{background:linear-gradient(180deg,#fbfdff 0,#fff 38rem);color:var(--nc-ink);font-family:-apple-system,BlinkMacSystemFont,"SF Pro Display","SF Pro Text","Segoe UI",sans-serif;-webkit-font-smoothing:antialiased}
.site-header.enhanced-header{background:rgba(255,255,255,.92);backdrop-filter:saturate(180%) blur(20px);-webkit-backdrop-filter:saturate(180%) blur(20px);border-bottom:1px solid rgba(207,219,234,.72);box-shadow:0 3px 18px rgba(21,54,96,.045)}
.logo-wrap img{filter:drop-shadow(0 3px 8px rgba(18,61,124,.08))}
.main-nav>a,.nav-trigger{font-weight:730;letter-spacing:-.01em;color:#34465f}
.main-nav>a:hover,.nav-trigger:hover{color:var(--nc-blue)}
.mega-menu{border:1px solid rgba(210,221,235,.9);box-shadow:0 24px 70px rgba(17,49,91,.16);border-radius:20px;overflow:hidden}
.mega-menu-inner{background:linear-gradient(145deg,rgba(255,255,255,.99),rgba(247,250,254,.99))}
.mega-link{border-radius:13px;transition:background .18s ease,transform .18s ease}
.mega-link:hover{background:#edf4ff;transform:translateX(2px)}
.btn{border-radius:12px;font-weight:800;letter-spacing:-.01em;box-shadow:none;transition:transform .18s ease,box-shadow .18s ease,background .18s ease}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:linear-gradient(135deg,#1260df,#0c4ebd);box-shadow:0 9px 22px rgba(21,91,215,.22)}
.btn-primary:hover{box-shadow:0 13px 30px rgba(21,91,215,.28)}
.btn-secondary{background:rgba(255,255,255,.9);border-color:#cbd9eb}


.product-ribbon{max-width:1180px;margin:8px auto 22px;padding:11px 15px 11px 12px;border:1px solid #dce6f2;background:rgba(247,250,254,.92);border-radius:16px;display:flex;align-items:center;justify-content:space-between;gap:18px;box-shadow:0 6px 18px rgba(20,49,91,.045)}
.product-ribbon>div{display:flex;align-items:center;gap:11px}.product-ribbon-mark{width:34px;height:34px;border-radius:10px;display:grid;place-items:center;background:linear-gradient(145deg,#0e4b9e,#1d6bde);color:#fff;font-weight:900;box-shadow:inset 0 0 0 1px rgba(255,255,255,.2)}
.product-ribbon strong,.product-ribbon small{display:block}.product-ribbon strong{font-size:.86rem;letter-spacing:-.01em}.product-ribbon small{font-size:.73rem;color:#6d7d92;margin-top:2px}.product-ribbon>a{font-size:.78rem;font-weight:850;color:#1254b9;text-decoration:none;white-space:nowrap}

.card-guide-main,.catalog-main,.compare-main{max-width:1240px;padding-top:30px}
.breadcrumbs{font-size:.82rem;font-weight:650;margin-bottom:24px}.breadcrumbs a{text-decoration:none;color:#486486}.breadcrumbs a:hover{color:var(--nc-blue)}
.card-guide-hero{position:relative;overflow:hidden;grid-template-columns:minmax(0,1.12fr) minmax(330px,.88fr);gap:56px;padding:54px;background:radial-gradient(circle at 90% 10%,rgba(55,118,216,.12),transparent 32%),linear-gradient(145deg,#fff,#f5f9ff 68%,#f8fbff);border:1px solid #dce7f4;border-radius:30px;box-shadow:var(--nc-shadow)}
.card-guide-hero:before{content:"";position:absolute;width:260px;height:260px;border-radius:50%;right:-100px;bottom:-120px;border:55px solid rgba(21,91,215,.045);pointer-events:none}
.card-guide-copy{position:relative;z-index:1}.card-guide-copy .eyebrow{color:#416789;letter-spacing:.12em}.card-guide-copy h1{font-weight:780;letter-spacing:-.052em;color:#0a2344;max-width:760px}
.card-lede{color:#52637a;font-size:1.12rem}.tag-chip,.catalog-tags span{background:#eef4fb;border:1px solid #dce7f3;color:#365572;font-weight:760}
.card-kpis{gap:10px;margin:29px 0 26px}.card-kpis>div{padding:17px 18px;border-radius:16px;background:rgba(255,255,255,.86);box-shadow:0 5px 16px rgba(24,56,97,.045)}.card-kpis span{font-size:.72rem;text-transform:uppercase;letter-spacing:.055em;font-weight:730}.card-kpis strong{font-weight:780;letter-spacing:-.03em}.card-kpis .positive{background:linear-gradient(145deg,#f1fbf5,#eaf8ef);border-color:#bee2cb}
.card-face-panel{position:relative;z-index:1;padding:28px 20px 18px;border-radius:25px;background:rgba(255,255,255,.68);border:1px solid rgba(211,224,239,.9);box-shadow:0 14px 40px rgba(25,58,99,.08)}
.real-card-face{max-height:300px;border-radius:18px;filter:drop-shadow(0 24px 22px rgba(14,37,72,.18))}
.card-face-panel figcaption{font-size:.7rem;line-height:1.55;color:#77869a;margin:17px auto 0;max-width:390px}.card-face-panel figcaption a{color:#456a9b;font-weight:760;text-decoration:none;border-bottom:1px dotted #9badc5}.card-face-panel figcaption a:hover{color:var(--nc-blue)}.image-credit-dot{padding:0 3px;color:#a4afbd}

.story-section,.benefits-section,.tracking-playbook,.faq-section,.sources-section{max-width:1010px;padding-top:72px}.story-section h2,.benefits-section h2,.tracking-playbook h2,.faq-section h2,.sources-section h2{font-weight:770;color:#102d53}.story-section>p,.sources-section>p{color:#4e6078}.story-callout{border-radius:18px;border:1px solid #d7e4f2;background:linear-gradient(145deg,#f8fbff,#f2f7fd);padding:20px 22px;box-shadow:var(--nc-shadow-soft)}
.benefit-grid{gap:16px}.benefit-card{border-radius:19px;border-color:#dfe7f1;box-shadow:var(--nc-shadow-soft);transition:transform .18s ease,box-shadow .18s ease}.benefit-card:hover{transform:translateY(-2px);box-shadow:0 14px 34px rgba(20,49,91,.105)}.benefit-icon{background:linear-gradient(145deg,#e8f1fe,#dceaff);color:#1555ac}.benefit-value{color:#174f9f}.benefit-meta div{border-color:#edf2f7}
.playbook-grid article{background:linear-gradient(145deg,#fbfcfe,#f5f8fc);border-color:#dfe7f1;border-radius:19px}.playbook-grid article>span{background:linear-gradient(145deg,#165cc9,#0c458f)}
.faq{border-color:#dfe6ef}.faq summary{color:#183b67}.source-list li{padding:8px 0 8px 5px;border-bottom:1px solid #eef2f6}.source-list a{text-decoration:none}.source-list small{font-size:.72rem}
.card-cta{max-width:1080px;border-radius:26px;background:radial-gradient(circle at 85% 0,rgba(255,255,255,.15),transparent 30%),linear-gradient(135deg,#082d63,#155bbd);box-shadow:0 22px 55px rgba(8,45,99,.21)}

.catalog-hero,.compare-hero{padding-top:48px}.catalog-hero h1,.compare-hero h1{font-weight:780;color:#0a2344}.catalog-summary div{background:linear-gradient(145deg,#fff,#f6f9fd);border-color:#dce6f2;box-shadow:var(--nc-shadow-soft)}
.catalog-tools{top:88px;border-radius:18px;border-color:#dbe5f0;background:rgba(255,255,255,.91);box-shadow:0 14px 35px rgba(19,51,94,.10)}.catalog-tools input[type=search],.catalog-tools select{border-color:#cfdbea;border-radius:10px;outline:none}.catalog-tools input[type=search]:focus,.catalog-tools select:focus{border-color:#6da0e5;box-shadow:0 0 0 3px rgba(21,91,215,.10)}
.catalog-grid{gap:20px}.catalog-card{border-radius:20px;border-color:#dde6f0;box-shadow:var(--nc-shadow-soft)}.catalog-card:hover{transform:translateY(-4px);box-shadow:0 18px 42px rgba(20,49,91,.13)}.catalog-image{height:190px;background:radial-gradient(circle at 50% 20%,#fff,#f2f6fb 70%)}.catalog-body{padding:21px}.catalog-body h3 a{color:#102d53}.catalog-actions a{color:#1658b9;text-decoration:none}.catalog-actions button{border-radius:10px;background:#f9fbfd}
.compare-table-wrap{box-shadow:var(--nc-shadow-soft);background:#fff}.compare-table thead th{background:#f5f8fc}
.site-footer{border-top:1px solid #e4ebf3;background:#f8fafc}.footer-product-link{font-weight:780;color:#1457b7!important;text-decoration:none}.footer-product-link:hover{text-decoration:underline}

@media(max-width:980px){.product-ribbon{margin:8px 20px 18px}.card-guide-hero{gap:34px}.card-face-panel{width:100%;box-sizing:border-box}}
@media(max-width:640px){.product-ribbon{align-items:flex-start;margin:4px 16px 16px}.product-ribbon small{display:none}.card-guide-hero{padding:28px 21px}.card-face-panel{padding:20px 14px 14px}.card-guide-copy h1{letter-spacing:-.04em}}

/* ============================================================
   Netcarda brand chrome restoration
   Keep the modern 2026 content layer while restoring the original
   deep Netcarda navy header/footer for logo contrast and continuity.
   ============================================================ */
.site-header.enhanced-header{
  background:rgba(10,42,89,.97);
  border-bottom:1px solid rgba(255,255,255,.12);
  box-shadow:0 8px 30px rgba(10,42,89,.10);
  backdrop-filter:blur(16px);
  -webkit-backdrop-filter:blur(16px);
}
.logo-wrap img{
  filter:none;
}
.main-nav>a,.nav-trigger{
  color:rgba(255,255,255,.78);
}
.main-nav>a:hover,.nav-trigger:hover,
.mega-nav>a:hover,.has-menu.menu-open>.nav-trigger{
  color:#fff;
}
.btn-header-login{
  border-color:rgba(255,255,255,.30);
  background:rgba(255,255,255,.08);
  color:#fff;
}
.btn-header-login:hover{
  background:rgba(255,255,255,.16);
  color:#fff;
}
.mobile-menu-toggle span{
  background:#fff;
}
.site-footer{
  background:var(--blue-dark);
  border-top:0;
  color:#fff;
}
.site-footer .footer-links{
  color:rgba(255,255,255,.75);
}
.site-footer .footer-links a:hover{
  color:#fff;
}
.site-footer .footer-copy{
  color:rgba(255,255,255,.66);
}
.site-footer img{
  filter:none;
}
.site-footer .footer-product-link{
  color:#fff!important;
}
.site-footer .footer-product-link:hover{
  color:#fff!important;
  text-decoration:underline;
}
@media(max-width:980px){
  .site-header.enhanced-header{background:rgba(10,42,89,.98)}
}

/* Editorial blog refinement */
.blog-editorial-hero{max-width:980px}.blog-editorial-hero .article-meta{justify-content:center;margin-top:18px}.blog-hero .category-nav{gap:9px}.blog-hero .category-chip{white-space:nowrap}.article-card .post-tag{line-height:1.25}.learn-story article a{overflow-wrap:anywhere}@media(max-width:760px){.blog-hero .category-nav{overflow-x:auto;flex-wrap:nowrap;justify-content:flex-start;padding-bottom:8px}.blog-hero .category-chip{flex:0 0 auto}}

/* SEO-safe 404 page */
.error-page-main{min-height:70vh;display:grid;place-items:center;padding:7rem 1.5rem 5rem;background:radial-gradient(circle at top right,rgba(31,101,180,.12),transparent 35%)}.error-hero{max-width:820px;text-align:center}.error-hero h1{font-size:clamp(2.5rem,6vw,5rem);line-height:1.02;margin:.5rem 0 1.25rem}.error-hero p:not(.eyebrow){max-width:650px;margin:0 auto 2rem;color:var(--muted,#52657d);font-size:1.1rem}.error-hero .hero-actions{justify-content:center;flex-wrap:wrap}

/* --- 2026-08-17 final polish: issuer-only card art + tightened mega-menu frame --- */
/* The dropdown frame lives on the visible panel only. This removes the extra
   outline around the transparent arrow/padding area that made the border look broken. */
.mega-menu{
  border:0!important;
  border-radius:0!important;
  box-shadow:none!important;
  overflow:visible!important;
  padding-top:8px;
}
.mega-menu-inner{
  position:relative;
  border:1px solid #dbe6f3!important;
  border-radius:18px!important;
  box-shadow:0 24px 65px rgba(8,39,82,.20)!important;
  overflow:visible;
}
.mega-menu-inner:before{
  top:-8px!important;
  width:15px!important;
  height:15px!important;
  background:#fff!important;
  border-left:1px solid #dbe6f3!important;
  border-top:1px solid #dbe6f3!important;
  z-index:2;
}
.card-face-panel figcaption{
  display:flex;
  justify-content:center;
  align-items:center;
  gap:8px 12px;
  flex-wrap:wrap;
  margin-top:13px;
  font-size:.75rem;
  color:#74839a;
}
.card-face-panel figcaption a{
  color:#1656a8;
  font-weight:800;
  text-decoration:none;
}
.card-face-panel figcaption a:hover{text-decoration:underline}
.card-face-fallback.issuer-pending{
  background:linear-gradient(145deg,#0b2f61,#174d91 62%,#1a6bdd);
  border:1px solid rgba(255,255,255,.16);
}
@media(max-width:980px){
  .mega-menu{padding-top:0}
  .mega-menu-inner{border:0!important;border-radius:12px!important;box-shadow:none!important;overflow:hidden}
}

/* Issuer-organized card library */
.catalog-groups{display:grid;gap:2.1rem}.issuer-section{display:grid;gap:1rem;scroll-margin-top:110px}.issuer-section-heading{display:flex;align-items:baseline;justify-content:space-between;gap:1rem;padding:.2rem .15rem .65rem;border-bottom:1px solid rgba(20,55,100,.16)}.issuer-section-heading h2{margin:0;color:#123764;font-size:clamp(1.45rem,2.2vw,2rem);letter-spacing:-.025em}.issuer-section-heading span{color:#6a7d97;font-size:.86rem;font-weight:750;text-transform:uppercase;letter-spacing:.08em}.catalog-order-note{margin:.35rem 0 1.4rem;color:#63758d;font-size:.92rem}.issuer-section[hidden]{display:none!important}@media(max-width:700px){.issuer-section-heading{align-items:center}.issuer-section-heading span{font-size:.75rem}}

/* 2026-08-17 card-library refinement */
.card-cta .btn-primary{background:linear-gradient(135deg,#061e46,#0a3472)!important;border:1px solid rgba(255,255,255,.2)!important;box-shadow:0 12px 28px rgba(2,20,55,.32)!important;color:#fff!important}.card-cta .btn-primary:hover{background:linear-gradient(135deg,#041735,#08295a)!important;transform:translateY(-1px)}
.catalog-placeholder{width:min(220px,88%);padding:18px 16px;background:linear-gradient(145deg,#123863,#1b5eaa);box-shadow:0 12px 24px rgba(14,45,84,.16);align-content:space-between;gap:8px}.catalog-placeholder span,.card-face-fallback.issuer-pending span{font-size:.68rem;letter-spacing:.12em;text-transform:uppercase;opacity:.78}.catalog-placeholder strong{font-size:.95rem;line-height:1.2}.catalog-placeholder small{font-size:.64rem;opacity:.75;line-height:1.25}.universal-card-placeholder{background:linear-gradient(140deg,#0c315f,#175aa6 68%,#285c92);min-height:230px}.compare-card-placeholder{width:150px;aspect-ratio:1.586;margin:0 auto 10px;padding:12px;border-radius:12px;background:linear-gradient(145deg,#123863,#1b5eaa);color:#fff;display:flex;flex-direction:column;justify-content:space-between;box-shadow:0 8px 18px rgba(14,45,84,.14)}.compare-card-placeholder span{font-size:.58rem;text-transform:uppercase;letter-spacing:.08em;opacity:.8}.compare-card-placeholder strong{font-size:.76rem;line-height:1.15}.catalog-groups#card-grid{display:grid;gap:2.1rem}

/* Official issuer/card-program artwork */
.catalog-card-image{display:block;width:100%;height:100%;max-height:170px;object-fit:contain;object-position:center;padding:14px 18px;box-sizing:border-box}
.card-face-panel .real-card-face{display:block;width:100%;height:auto;max-height:330px;object-fit:contain;object-position:center;margin:auto}
@media(max-width:720px){.catalog-card-image{max-height:145px;padding:12px 14px}.card-face-panel .real-card-face{max-height:260px}}

/* Legal document completeness + navigation */
.legal-layout{max-width:1180px;margin:0 auto;padding:28px 28px 72px;display:grid;grid-template-columns:270px minmax(0,1fr);gap:36px;align-items:start}.legal-toc{position:sticky;top:96px;max-height:calc(100vh - 116px);overflow-y:auto;overscroll-behavior:contain;scrollbar-gutter:stable;border:1px solid #dbe5f2;border-radius:18px;background:#f8fbff;padding:20px;box-shadow:0 12px 30px rgba(17,48,88,.06)}.legal-toc>strong{display:block;color:#153a69;font-size:14px;text-transform:uppercase;letter-spacing:.09em;margin-bottom:12px}.legal-toc nav{display:flex;flex-direction:column;gap:7px;padding-right:4px}.legal-toc a{font-size:12.5px;line-height:1.32;color:#49637f;text-decoration:none}.legal-toc a:hover{color:#1766e8}.legal-doc-complete{max-width:none;margin:0;padding:30px 34px;border:1px solid #dbe5f2;border-radius:22px;background:#fff;box-shadow:0 18px 50px rgba(17,48,88,.06)}.legal-doc-complete h2{scroll-margin-top:120px;margin-top:34px}.legal-doc-complete h2:first-child{margin-top:0}.legal-doc-complete p{line-height:1.75}.legal-emphasis{font-weight:700;color:#17385f;background:#f4f8fd;border-left:4px solid #1766e8;padding:16px 18px;border-radius:0 12px 12px 0}.legal-crosslink{margin-top:34px;padding-top:22px;border-top:1px solid #e4ebf3}.contact-status{margin:12px 0 0;font-size:14px;line-height:1.45}.contact-status.success{color:#116329}.contact-status.error{color:#a12b2b}.contact-card .hp-field{position:absolute!important;left:-9999px!important;width:1px!important;height:1px!important;overflow:hidden!important}.contact-card button[disabled]{opacity:.65;cursor:wait}.category-chip-link{text-decoration:none;display:inline-flex;align-items:center;justify-content:center}
@media(max-width:860px){.legal-layout{grid-template-columns:1fr;padding:20px 18px 56px}.legal-toc{position:static;max-height:none;overflow:visible;scrollbar-gutter:auto}.legal-doc-complete{padding:24px 20px}}

/* High-intent SEO guide library — 2026-08-18 */
.intent-hero{background:linear-gradient(135deg,#0a3268 0%,#0d4ea4 56%,#236bd0 100%);color:#fff;padding:88px 24px 72px}.intent-shell{max-width:1050px;margin:0 auto}.intent-kicker{display:inline-block;font-size:.78rem;font-weight:800;letter-spacing:.18em;text-transform:uppercase;color:#bcd8ff;margin-bottom:18px}.intent-hero h1{font-size:clamp(2.45rem,5.2vw,4.9rem);line-height:1.03;letter-spacing:-.045em;max-width:980px;margin:0 0 22px}.intent-hero p{font-size:clamp(1.08rem,2vw,1.35rem);line-height:1.6;color:#e0edff;max-width:800px}.intent-meta{display:flex;gap:10px;flex-wrap:wrap;margin-top:25px}.intent-meta span{border:1px solid rgba(255,255,255,.2);background:rgba(255,255,255,.08);padding:7px 11px;border-radius:999px;font-size:.82rem}.intent-body{max-width:1050px;margin:0 auto;padding:64px 24px 90px}.intent-intro{max-width:850px;margin-bottom:52px}.intent-intro .lead{font-size:1.35rem;line-height:1.72;color:#173b68}.intent-body p,.intent-body li{font-size:1.04rem;line-height:1.75;color:#4c6480}.intent-section{margin:58px 0}.intent-section h2,.intent-references h2{font-size:clamp(1.8rem,3vw,2.65rem);letter-spacing:-.03em;color:#102f58;margin:0 0 18px}.intent-section h3{color:#163b68}.intent-grid{display:grid;gap:18px;margin:26px 0}.intent-grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}.intent-grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.intent-card{height:100%;background:linear-gradient(180deg,#fff,#f7fbff);border:1px solid #dce8f5;border-radius:22px;padding:25px;box-shadow:0 10px 32px rgba(22,60,110,.07)}.intent-card h3{margin:5px 0 8px;font-size:1.18rem;color:#123b6f}.intent-card p{font-size:.96rem;line-height:1.6;margin:0}.intent-icon{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:10px;background:#e8f2ff;color:#1464d2;font-weight:900}.intent-card-link{text-decoration:none;color:inherit}.intent-card-link .intent-card{transition:.2s ease}.intent-card-link:hover .intent-card{transform:translateY(-3px);box-shadow:0 16px 38px rgba(22,60,110,.12)}.intent-quote{margin:28px 0;padding:24px 26px;border-left:4px solid #2877e0;background:#f2f7ff;border-radius:0 18px 18px 0;font-weight:700;color:#173d70;font-size:1.12rem;line-height:1.6}.intent-steps{counter-reset:step;list-style:none;padding:0;display:grid;gap:13px}.intent-steps li{position:relative;background:#f8fbff;border:1px solid #e0ebf7;border-radius:16px;padding:18px 20px 18px 58px}.intent-steps li:before{counter-increment:step;content:counter(step);position:absolute;left:17px;top:17px;width:28px;height:28px;border-radius:50%;display:grid;place-items:center;background:#125dc4;color:#fff;font-weight:800;font-size:.82rem}.intent-text-link{font-weight:800;color:#1262cf;text-decoration:none}.intent-link-list{display:grid;border:1px solid #dae7f4;border-radius:22px;overflow:hidden;background:#fff}.intent-link-list a{display:flex;justify-content:space-between;gap:20px;padding:20px 23px;border-bottom:1px solid #e5edf6;color:#163b68;text-decoration:none;font-weight:750}.intent-link-list a:last-child{border-bottom:0}.intent-link-list a:hover{background:#f5f9ff}.intent-cta{margin:70px 0 52px;background:linear-gradient(130deg,#0b3268,#1358b9 60%,#236fd6);border-radius:28px;padding:40px 44px;color:#fff;display:flex;justify-content:space-between;gap:30px;align-items:center;box-shadow:0 20px 50px rgba(13,67,140,.18)}.intent-cta>div{max-width:720px}.intent-cta h2{font-size:clamp(1.8rem,3.4vw,3rem);line-height:1.1;margin:10px 0 15px;color:#fff}.intent-cta p{color:#dcecff;margin:0}.eyebrow-light{font-size:.75rem;letter-spacing:.18em;font-weight:800;color:#bcd9ff}.intent-cta-btn{flex:0 0 auto;background:#08254d;color:#fff!important;text-decoration:none;font-weight:850;padding:15px 21px;border-radius:15px;box-shadow:0 10px 28px rgba(0,0,0,.18);border:1px solid rgba(255,255,255,.17)}.intent-cta-btn:hover{background:#061d3d;transform:translateY(-1px)}.intent-references{border-top:1px solid #dce6f1;padding-top:35px;margin-top:50px}.intent-references ul{padding-left:22px}.intent-references a{color:#155fbf}.source-note{font-size:.88rem!important;color:#75889d!important}.compare-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:30px 0 58px}.compare-col{border:1px solid #d9e5f2;border-radius:24px;background:#fff;padding:30px;box-shadow:0 12px 34px rgba(16,52,95,.06)}.compare-col.featured{background:linear-gradient(180deg,#f2f7ff,#fff);border-color:#bcd5f4}.compare-col h2{font-size:2rem;color:#123969;margin:9px 0 14px}.compare-col li{margin:9px 0}.calc-panel{background:linear-gradient(145deg,#f4f9ff,#fff);border:1px solid #cfdef0;border-radius:28px;padding:34px;margin:25px 0 58px;box-shadow:0 18px 50px rgba(23,63,110,.08)}.calc-panel h2{font-size:2.3rem;color:#123868;margin:5px 0 10px}.calc-fields{display:grid;grid-template-columns:repeat(3,1fr);gap:15px;margin:28px 0}.calc-fields label{font-size:.85rem;font-weight:750;color:#526c88}.calc-fields label span{float:right}.calc-fields input{display:block;width:100%;box-sizing:border-box;margin-top:7px;padding:15px 14px;border:1px solid #cbd9e8;border-radius:13px;background:#fff;font-size:1.05rem;color:#102f58}.calc-result{border-radius:20px;padding:24px;background:#0e3a76;color:#fff}.calc-result span,.calc-result small{display:block;color:#cfe2ff}.calc-result strong{display:block;font-size:3.2rem;margin:7px 0}.seo-guide-callout{max-width:1180px;margin:50px auto;padding:28px 32px;border:1px solid #d6e5f6;border-radius:24px;background:linear-gradient(120deg,#f5f9ff,#fff);display:flex;justify-content:space-between;gap:30px;align-items:center}.seo-guide-callout span{font-size:.72rem;font-weight:850;letter-spacing:.16em;color:#6a82a0}.seo-guide-callout h2{margin:7px 0;font-size:1.75rem;color:#123869}.seo-guide-callout p{margin:0;color:#607790}.seo-guide-callout>a{flex:0 0 auto;text-decoration:none;background:#0e438d;color:#fff;padding:13px 17px;border-radius:13px;font-weight:800}@media(max-width:800px){.intent-hero{padding:64px 20px 54px}.intent-body{padding:45px 18px 70px}.intent-grid-2,.intent-grid-3,.compare-grid,.calc-fields{grid-template-columns:1fr}.intent-cta,.seo-guide-callout{flex-direction:column;align-items:flex-start}.intent-cta{padding:30px 25px}.intent-cta-btn{width:100%;box-sizing:border-box;text-align:center}.seo-guide-callout{margin:35px 18px;padding:24px}.seo-guide-callout>a{width:100%;box-sizing:border-box;text-align:center}}


/* ============================================================
   2026-08-19 UX consistency patch
   ============================================================ */
/* Keep landing-page section copy in a clear vertical reading order. */
.section-heading{
  display:block!important;
  max-width:920px!important;
  margin-bottom:42px!important;
}
.section-heading .eyebrow{display:block;margin-bottom:18px}
.section-heading h2{display:block;margin:0 0 22px!important;max-width:900px}
.section-heading>p:not(.eyebrow){display:block;max-width:900px!important;margin:0;color:var(--muted);line-height:1.7}

/* Active state for both ordinary nav links and dropdown triggers. */
.main-nav>a,.nav-trigger{position:relative}
.main-nav>a.active,.nav-trigger.active{color:#fff!important}
.main-nav>a.active::after,.nav-trigger.active::after{
  content:"";position:absolute;left:0;right:0;bottom:1px;height:3px;border-radius:99px;background:#5d91ff;
}
.nav-trigger.active{background:rgba(255,255,255,.08)}

/* Blog categories should look and behave like controls, not decorative pills. */
.category-chip-link{cursor:pointer;transition:transform .16s ease,background .16s ease,border-color .16s ease}
.category-chip-link:hover{transform:translateY(-1px)}
.blog-filter-status{margin:12px 0 0;color:#64758d;font-size:.88rem;font-weight:700}

/* Social links */
.social-pill-link{display:inline-flex;align-items:center;justify-content:center;text-decoration:none!important}
.social-pill-link:hover{transform:translateY(-1px);border-color:#6fa2ea;color:#0f57b8}
.footer-socials{display:flex;gap:9px;align-items:center;flex-wrap:wrap}
.footer-socials a{display:inline-flex;align-items:center;min-height:34px;padding:0 11px;border:1px solid rgba(255,255,255,.22);border-radius:999px;color:#fff!important;font-size:.76rem;font-weight:800}
.footer-socials a:hover{background:rgba(255,255,255,.1);text-decoration:none!important}

/* Login portal prototype on www; authentication will be wired to Cognito later. */
.login-main{min-height:calc(100vh - 85px);display:grid;place-items:center;padding:72px 20px;background:radial-gradient(circle at 80% 10%,rgba(36,105,209,.13),transparent 34%),linear-gradient(180deg,#f6f9fe,#fff)}
.login-shell{width:min(1080px,100%);display:grid;grid-template-columns:minmax(0,1.05fr) minmax(340px,.72fr);gap:46px;align-items:center}
.login-story .eyebrow{margin-bottom:16px}.login-story h1{font-size:clamp(2.7rem,5vw,4.8rem);line-height:1.02;letter-spacing:-.055em;color:#0a2a59;margin:0 0 20px}.login-story>p{max-width:640px;font-size:1.1rem;line-height:1.75;color:#5e7088}.login-points{display:grid;gap:12px;margin-top:26px}.login-point{display:flex;gap:11px;align-items:flex-start;color:#435873}.login-point span{width:26px;height:26px;display:grid;place-items:center;flex:0 0 auto;border-radius:9px;background:#e9f2ff;color:#1766e8;font-weight:900}
.login-card{padding:32px;border:1px solid #dce6f2;border-radius:26px;background:#fff;box-shadow:0 22px 60px rgba(19,63,120,.12)}.login-card h2{margin:0;color:#0a2a59;font-size:2rem;letter-spacing:-.035em}.login-card>p{color:#697a90;line-height:1.6}.login-card label{display:block;margin:17px 0 0;color:#43566f;font-size:.8rem;font-weight:850}.login-card input{width:100%;margin-top:7px;padding:13px 14px;border:1px solid #cfdaea;border-radius:12px;background:#fff;color:#10213c;outline:none}.login-card input:focus{border-color:#6c9ee6;box-shadow:0 0 0 3px rgba(23,102,232,.10)}.login-card .btn{width:100%;margin-top:20px}.login-help{display:flex;justify-content:space-between;gap:12px;margin-top:16px;font-size:.82rem}.login-help a{color:#1558b7;font-weight:800}.login-note{margin-top:18px;padding:13px 14px;border-radius:13px;background:#f6f9fd;color:#64758d;font-size:.78rem;line-height:1.55}.login-status{min-height:22px;margin:12px 0 0;color:#5e7088;font-size:.82rem}.login-status.notice{color:#805f00}.login-back{margin-top:18px;text-align:center;font-size:.85rem;color:#64758d}.login-back a{font-weight:850;color:#1558b7}
@media(max-width:820px){.login-shell{grid-template-columns:1fr}.login-story{max-width:680px}.login-card{max-width:560px;width:100%;margin:0 auto}}

/* Unified Learn + Netcarda+ upgrade page */
.learn-unified-menu{min-width:min(920px,calc(100vw - 40px))}.learn-unified-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.learn-library-nav{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;max-width:1200px;margin:0 auto 22px;padding:0 24px}.learn-library-nav a{display:flex;flex-direction:column;gap:5px;padding:18px 20px;border:1px solid #dce6f2;border-radius:18px;background:#fff;text-decoration:none;color:#103462;box-shadow:0 10px 28px rgba(15,55,105,.06)}.learn-library-nav strong{font-size:18px}.learn-library-nav small{color:#687b92;line-height:1.4}.learn-blog-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:20px}.plus-page{background:#f5f8fc}.plus-hero{min-height:calc(100vh - 82px);display:grid;grid-template-columns:1.08fr .92fr;gap:60px;align-items:center;padding:70px 7vw 90px;background:radial-gradient(circle at 88% 20%,rgba(23,102,232,.09),transparent 32%),linear-gradient(#fff,#fff)}.plus-hero h1{font-size:clamp(48px,6vw,88px);line-height:.98;letter-spacing:-.055em;color:#0a2a59;margin:0}.plus-hero h1 span{color:#1766e8}.plus-hero>div>p:not(.eyebrow){font-size:20px;line-height:1.65;color:#63738a;max-width:700px;margin:24px 0 0}.plus-hero .hero-card{min-height:470px}.plus-hero .preview-title{font-size:30px}.plus-hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.plus-plan-card{background:linear-gradient(145deg,#0b2f63,#134f9e);color:#fff;border-radius:28px;padding:32px;box-shadow:0 28px 70px rgba(9,45,96,.22);border:1px solid rgba(255,255,255,.18)}.plus-plan-card h2{font-size:32px;margin:12px 0}.plus-plan-card p{color:#d8e8ff;line-height:1.65}.plus-badge{display:inline-flex;padding:7px 11px;border-radius:999px;background:linear-gradient(135deg,#ffe08a,#d6a93d);color:#3e2a00;font-weight:900;letter-spacing:.08em}.plus-price{display:block;font-size:28px;color:#ffe7a4;margin-top:22px}.plus-plan-card small{display:block;color:#c8daf3;margin-top:7px;line-height:1.5}.plus-compare{padding-top:64px}.plan-summary-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;max-width:1050px;margin:34px auto}.plan-summary{padding:30px;border-radius:24px;background:#fff;border:1px solid #dfe7f1;box-shadow:0 18px 50px rgba(13,48,93,.07)}.plan-summary span{font-weight:900;letter-spacing:.08em;color:#54708f}.plan-summary h3{font-size:28px;color:#0c3266;margin:10px 0}.plan-summary>strong{display:block;font-size:34px;margin:10px 0;color:#0c3266}.plus-plan{background:linear-gradient(150deg,#0b2f63,#154d91);color:#fff;border-color:#c99f39}.plus-plan span,.plus-plan h3,.plus-plan>strong{color:#fff}.plus-plan p{color:#dce9fb}.compare-table-wrap{overflow:auto;max-width:1120px;margin:0 auto;border:1px solid #dae4ef;border-radius:24px;background:#fff;box-shadow:0 18px 55px rgba(12,49,97,.07)}.compare-table{width:100%;border-collapse:collapse;min-width:760px}.compare-table th,.compare-table td{padding:15px 18px;border-bottom:1px solid #edf1f6;text-align:center}.compare-table th:first-child,.compare-table td:first-child{text-align:left}.compare-table thead th{background:#f5f8fc;color:#365574;font-size:14px;text-transform:uppercase;letter-spacing:.07em}.compare-table .plus-col{background:#fff7dc;color:#7a5700}.compare-table td:nth-child(3){background:#fffdf5;font-weight:700;color:#745500}.compare-table .price-row td{font-size:18px}.stripe-ready{background:#eef4fb}.stripe-ready-inner{display:grid;grid-template-columns:1fr minmax(340px,.75fr);gap:42px;max-width:1120px;margin:auto;align-items:center}.stripe-ready h2{font-size:42px;color:#0c3266}.stripe-ready p,.stripe-ready li{color:#62768e;line-height:1.7}.checkout-shell{background:#fff;border:1px solid #d8e3ef;border-radius:26px;padding:28px;box-shadow:0 22px 60px rgba(11,49,100,.10)}.checkout-status{font-size:11px;font-weight:900;letter-spacing:.12em;color:#138a59}.checkout-shell h3{font-size:27px;color:#0c3266}.checkout-shell label{display:flex;flex-direction:column;gap:7px;font-weight:700;color:#3b536e}.checkout-shell input{padding:14px;border:1px solid #ced9e7;border-radius:12px;background:#f6f8fb}.stripe-placeholder{min-height:150px;border:1.5px dashed #afc2da;border-radius:18px;background:#f7faff;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;gap:8px;margin:18px 0;padding:20px;color:#49627f}.stripe-placeholder strong{color:#0c3266;font-size:19px}.checkout-shell button[disabled]{opacity:.62;cursor:not-allowed}.checkout-shell small{display:block;text-align:center;color:#7a8da2;margin-top:10px}@media(max-width:900px){.learn-unified-grid,.learn-library-nav,.plus-hero,.plan-summary-grid,.stripe-ready-inner{grid-template-columns:1fr}.learn-unified-menu{min-width:0}.plus-hero{padding:50px 22px 70px;gap:34px}.plus-hero .hero-card{min-height:auto}.learn-library-nav{padding:0 16px}}

/* Homepage end-cap: gives Legal enough scroll room and keeps off-page resources out of the main story. */
.home-resource-links{padding-top:54px;padding-bottom:92px;background:linear-gradient(180deg,#f8fbff 0%,#eef4fb 100%)}
.home-resource-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px;margin-top:26px}
.home-resource-card{display:block;padding:30px;border:1px solid #d8e4f2;border-radius:24px;background:#fff;text-decoration:none;color:#0b2b59;box-shadow:0 14px 35px rgba(22,55,95,.08);transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease}
.home-resource-card:hover{transform:translateY(-3px);box-shadow:0 20px 44px rgba(22,55,95,.12);border-color:#a8c6ed}
.home-resource-card h3{font-size:28px;margin:10px 0 10px;color:#0b2b59}
.home-resource-card p{color:#5d6f86;line-height:1.7;margin:0 0 18px}
.home-resource-card strong{color:#1766e8}
@media(max-width:760px){.home-resource-grid{grid-template-columns:1fr}.home-resource-links{padding-bottom:70px}}


/* PAGE-BY-PAGE SEO SUPPORT */
.seo-reviewed{margin:.9rem 0 0;color:#64748b;font-size:.82rem;line-height:1.5}
.seo-value-add,.card-seo-value-add,.seo-hub-support,.legal-seo-orientation{margin:1.25rem 0 1.6rem;padding:1.25rem 1.35rem;border:1px solid #dbe5f3;border-radius:20px;background:linear-gradient(180deg,#fff 0%,#f8fbff 100%);box-shadow:0 12px 30px rgba(20,55,100,.055)}
.seo-value-add h2,.card-seo-value-add h2,.seo-hub-support h2,.legal-seo-orientation h2{margin:.1rem 0 .65rem;color:#0e3267;font-size:clamp(1.25rem,2.2vw,1.65rem);line-height:1.18}
.seo-value-label{display:inline-block;margin-bottom:.55rem;font-size:.72rem;font-weight:800;letter-spacing:.16em;text-transform:uppercase;color:#2563eb}
.seo-value-add p,.card-seo-value-add p,.seo-hub-support p,.legal-seo-orientation p{color:#526987;line-height:1.72}
.seo-practical-list,.seo-question-list{display:grid;gap:.55rem;margin:.9rem 0 0;padding-left:1.15rem;color:#243b5a;line-height:1.6}
.seo-common-mistake{margin-top:1rem;padding:.85rem 1rem;border-left:4px solid #f3b61f;background:#fffaf0;border-radius:0 12px 12px 0;color:#4b5563;line-height:1.6}
.seo-common-mistake strong{color:#163867}
.seo-related-links{display:flex;flex-wrap:wrap;gap:.55rem;margin-top:1rem}
.seo-related-links a{display:inline-flex;align-items:center;min-height:40px;padding:.55rem .78rem;border:1px solid #cbd9ec;border-radius:999px;background:#fff;color:#1356b8;font-weight:750;text-decoration:none}
.seo-related-links a:hover{border-color:#75a7e8;background:#f2f7ff}
.seo-source-box{margin-top:1rem;padding-top:.9rem;border-top:1px solid #dbe5f3;color:#60738f;font-size:.88rem;line-height:1.6}
.seo-source-box a{color:#1356b8}
.card-seo-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:.75rem;margin:.95rem 0}
.card-seo-stat{padding:.9rem 1rem;border:1px solid #dce6f4;border-radius:14px;background:#fff}
.card-seo-stat span{display:block;font-size:.72rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:#7487a3}
.card-seo-stat strong{display:block;margin-top:.25rem;color:#0f3468;font-size:1.05rem}
.seo-hub-support{max-width:1180px;margin:1.35rem auto 1.7rem}
.seo-hub-columns{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:.8rem;margin-top:.95rem}
.seo-hub-columns>div{padding:1rem;border:1px solid #dce6f4;border-radius:14px;background:#fff}
.seo-hub-columns h3{margin:0 0 .4rem;color:#173c6e;font-size:1rem}
.seo-hub-columns p{margin:0;font-size:.93rem}
.seo-kicker-dark{font-size:.73rem;font-weight:850;letter-spacing:.16em;text-transform:uppercase;color:#6c809c}
@media(max-width:760px){.card-seo-grid,.seo-hub-columns{grid-template-columns:1fr}.seo-value-add,.card-seo-value-add,.seo-hub-support,.legal-seo-orientation{padding:1rem;border-radius:16px}}


/* --- Learn dropdown polish: cards-style two-column menu --- */
.learn-unified-menu{width:min(760px,calc(100vw - 32px));min-width:0}
.learn-unified-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.learn-unified-grid .mega-column{gap:5px}
.learn-unified-grid .mega-link{padding:11px 12px}
.learn-unified-grid .mega-link small{max-width:300px}
@media(max-width:980px){
  .learn-unified-menu{width:100%;min-width:0}
  .learn-unified-grid{grid-template-columns:1fr;gap:2px}
}

/* Netcarda account lifecycle + embedded Plus checkout */
.account-auth-card{min-height:560px}.auth-tabs{display:grid;grid-template-columns:1fr 1fr;gap:8px;padding:5px;background:#f3f7fc;border:1px solid #dce6f2;border-radius:14px;margin-bottom:24px}.auth-tab{appearance:none;border:0;background:transparent;border-radius:10px;padding:11px 12px;font:inherit;font-size:.86rem;font-weight:850;color:#62758e;cursor:pointer}.auth-tab.active{background:#fff;color:#0a2a59;box-shadow:0 4px 14px rgba(12,49,97,.08)}.password-hint{font-size:.76rem!important;line-height:1.45!important;color:#77899e!important;margin:8px 0 0!important}.legal-check{display:flex!important;align-items:flex-start;gap:10px;line-height:1.5}.legal-check input{width:17px!important;height:17px;margin:2px 0 0!important;flex:0 0 auto}.legal-check span{font-weight:600;color:#5c6f87}.legal-check a{color:#1558b7}.login-status.error{color:#b42318}.login-status.success{color:#087443}.login-status.notice{color:#805f00}.verification-actions{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:20px 0 6px}.verification-actions .btn{margin-top:0}.change-email-box{margin-top:20px;padding:14px 16px;border-radius:14px;background:#f6f9fd;border:1px solid #e0e8f2}.change-email-box summary{cursor:pointer;font-weight:850;color:#1558b7}.change-email-box p{font-size:.82rem;line-height:1.5;color:#6d7e93}.compact-account-shell{grid-template-columns:minmax(0,1fr) minmax(360px,.72fr)}
.account-main{min-height:calc(100vh - 85px);padding:64px 22px 88px;background:linear-gradient(180deg,#f5f9ff,#fff)}.account-page-shell{width:min(1080px,100%);margin:auto}.account-heading{max-width:760px;margin-bottom:28px}.account-heading h1{font-size:clamp(2.6rem,5vw,4.4rem);line-height:1.04;letter-spacing:-.05em;color:#0a2a59;margin:8px 0 14px}.account-heading>p:not(.eyebrow){color:#63768e;font-size:1.05rem;line-height:1.7}.account-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-bottom:18px}.account-card{background:#fff;border:1px solid #dce6f2;border-radius:22px;padding:26px;box-shadow:0 18px 50px rgba(13,48,93,.07)}.account-card h2{margin:5px 0 12px;color:#0a2a59;font-size:1.55rem;letter-spacing:-.025em}.account-card p{color:#687b91;line-height:1.6}.account-card label{display:block;margin-top:15px;color:#43566f;font-size:.8rem;font-weight:850}.account-card input{width:100%;margin-top:7px;padding:12px 13px;border:1px solid #cfdaea;border-radius:11px;background:#fff;color:#10213c;outline:none}.account-card input:focus{border-color:#6c9ee6;box-shadow:0 0 0 3px rgba(23,102,232,.10)}.account-card form .btn{margin-top:18px}.account-card-heading{display:flex;align-items:flex-start;justify-content:space-between;gap:15px}.verified-badge,.billing-badge{display:inline-flex;padding:6px 9px;border-radius:999px;background:#e8f8ef;color:#087443;font-size:.72rem;font-weight:900;white-space:nowrap}.verified-badge.unverified{background:#fff3cd;color:#805f00}.billing-badge{background:#e9f2ff;color:#1558b7}.account-definition{display:grid;gap:0;margin:18px 0 22px}.account-definition div{display:grid;grid-template-columns:145px 1fr;gap:12px;padding:10px 0;border-bottom:1px solid #edf2f7}.account-definition dt{color:#7b8b9e;font-size:.78rem;font-weight:800}.account-definition dd{margin:0;color:#233f62;font-weight:750}.account-button-row{display:flex;gap:10px;flex-wrap:wrap}.account-button-row .btn{margin:0}.settings-grid{align-items:start}.danger-card{margin-top:18px;border-color:#f1d4d0}.danger-card details{margin-top:14px}.danger-card summary{cursor:pointer;font-weight:850;color:#a5281c}.delete-refund-note{padding:13px 14px;border:1px solid #f1d4d0;border-radius:12px;background:#fff8f7;color:#6f3b35!important}.delete-refund-note strong{color:#8f271e}.delete-consequences{display:grid;gap:8px;margin:18px 0 2px;padding:0;list-style:none}.delete-consequences li{display:flex;align-items:flex-start;gap:9px;color:#43566f;font-size:.88rem;line-height:1.45}.delete-consequences li span{color:#087443;font-weight:900}.delete-consequences li.no-refund{color:#8f271e;font-weight:750}.delete-consequences li.no-refund span{color:#b42318}.delete-confirm-copy{margin:12px 0 2px!important;font-size:.85rem}.btn-danger{background:#b42318!important;color:#fff!important;border-color:#b42318!important}.btn-danger:hover{background:#941d14!important}.billing-card{position:relative}.billing-card:before{content:"";position:absolute;inset:0 auto 0 0;width:4px;border-radius:22px 0 0 22px;background:linear-gradient(180deg,#1766e8,#d6a93d)}
.checkout-auth-gate{padding:18px;border:1px solid #dce6f2;border-radius:16px;background:#f7faff;margin:16px 0}.checkout-auth-gate p{margin:0 0 12px}.checkout-auth-actions{display:flex;gap:9px;flex-wrap:wrap}.checkout-auth-actions .btn{margin:0}.checkout-account-row{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:12px 14px;border:1px solid #e0e7f0;border-radius:13px;background:#f8fafc;margin-bottom:16px}.checkout-account-row strong{color:#0a2a59}.checkout-account-row a{font-size:.78rem;color:#1558b7;font-weight:800}.billing-choice{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:16px 0}.billing-option{position:relative;display:block!important;margin:0!important;padding:14px;border:1px solid #d6e0ec;border-radius:15px;background:#fff;cursor:pointer}.billing-option input{position:absolute;opacity:0;pointer-events:none}.billing-option:has(input:checked){border-color:#1766e8;box-shadow:0 0 0 3px rgba(23,102,232,.09);background:#f8fbff}.billing-option strong{display:block;color:#0a2a59;font-size:1rem}.billing-option span{display:block;color:#63768e;font-size:.78rem;margin-top:3px}.billing-option .save-pill{display:inline-flex;width:auto;margin-top:7px;padding:4px 7px;border-radius:999px;background:#fff3cd;color:#7b5a00;font-size:.67rem;font-weight:900}.checkout-shell .checkout-action{margin-top:8px}.checkout-message{min-height:22px;margin:10px 0 0;color:#687b91;font-size:.82rem;line-height:1.5}.checkout-message.error{color:#b42318}.checkout-message.success{color:#087443}.embedded-checkout-wrap{margin-top:16px;min-height:0}.checkout-success{padding:18px;border-radius:16px;background:#eaf8f0;border:1px solid #cbead8;color:#155e3d}.checkout-success strong{color:#075d39}.checkout-success a{font-weight:850;color:#1558b7}
@media(max-width:760px){.verification-actions,.billing-choice,.account-grid{grid-template-columns:1fr}.account-definition div{grid-template-columns:1fr;gap:4px}.compact-account-shell{grid-template-columns:1fr}.account-main{padding:46px 16px 70px}.account-card{padding:22px}.checkout-account-row{align-items:flex-start;flex-direction:column}}


/* Session-aware Plus homepage
   Keep the same hero proportions and preview as the Free homepage.
   JavaScript changes only the copy and CTA destinations for Plus members. */
body.home-plus-session .hero-note {
  display: none !important;
}

.verification-delivery-note{margin-top:-4px;padding:11px 13px;border-radius:12px;background:#f4f7fb;color:#5f7187;font-size:.92rem;line-height:1.5}

/* HTML hidden state must override reusable button display rules. */
[hidden] { display: none !important; }

/* Scheduled Plus plan changes */
.billing-plan-change-note{margin:14px 0 0;padding:13px 15px;border-radius:14px;background:#f4f8fd;border:1px solid #d9e5f2;color:#526b86;line-height:1.55;font-size:.94rem}.billing-card #scheduled-plan-row dd{color:#0b5ec7;font-weight:800}.billing-card #cancel-plan-change{border-color:#cad7e6;background:#fff}

/* Purchase-first Plus onboarding */
.checkout-email-label{margin:16px 0 0}.checkout-email-label input{width:100%;box-sizing:border-box;font:inherit}.checkout-help{font-size:.78rem!important;line-height:1.5!important;margin:7px 0 14px!important;color:#74869c!important}.checkout-legal{margin:12px 0 8px}.checkout-setup{padding:4px 0}.checkout-setup h3{margin:8px 0 10px}.checkout-setup form{display:grid;gap:13px;margin-top:18px}.checkout-setup form label{display:grid;gap:7px}.checkout-setup form input{width:100%;box-sizing:border-box;font:inherit}.checkout-setup .checkout-action{width:100%;justify-content:center}.login-back .btn{margin:12px 0 10px}

.checkout-recovery{margin:14px 0 4px}.checkout-recovery .btn{width:100%;box-sizing:border-box;justify-content:center;text-align:center}

/* Learn benefit-value cluster — 2026-08-27 */
.learn-story article>p a:not(.btn){color:#155fbf;text-decoration-thickness:1px;text-underline-offset:3px}.learn-story article>p a:not(.btn):hover{color:#0b3d84}.learn-story .intent-references{margin-top:52px}.learn-library-nav:has(a[href="#benefit-value"]){grid-template-columns:repeat(4,1fr)}@media(max-width:900px){.learn-library-nav:has(a[href="#benefit-value"]){grid-template-columns:1fr 1fr}}@media(max-width:600px){.learn-library-nav:has(a[href="#benefit-value"]){grid-template-columns:1fr}}

/* Account email security + Plus roadmap status */
.account-security-note{margin:14px 0 18px;padding:12px 14px;border:1px solid #dce6f2;border-radius:12px;background:#f6f9fd;color:#5d7089;font-size:.84rem;line-height:1.55}
.coming-soon-badge{display:inline-block;white-space:nowrap;padding:4px 8px;border-radius:999px;background:#fff6d9;border:1px solid #ead48c;color:#725600;font-size:.72rem;font-weight:850;letter-spacing:.01em}

/* Compact checkout refund disclosure */
.checkout-refund-note{margin:4px 0 12px!important;font-size:.75rem!important;line-height:1.45!important;color:#74869c!important}.checkout-refund-note a{color:#2457a7;text-decoration:underline;text-underline-offset:2px;font-weight:750}

/* 2026-09-06 mobile card-guide hero correction
   Mobile only: artwork/source panel is a full-width block above the card copy.
   Desktop/tablet layouts above 640px are intentionally unchanged. */
@media (max-width: 640px) {
  .card-guide-hero {
    display: flex;
    flex-direction: column;
    align-items: stretch;
    gap: 26px;
  }
  .card-guide-hero .card-face-panel {
    order: -1;
    width: 100%;
    max-width: none;
    margin: 0;
    flex: 0 0 auto;
  }
  .card-guide-hero .card-guide-copy {
    order: 0;
    width: 100%;
    min-width: 0;
  }
  .card-guide-hero .card-face-panel .real-card-face {
    width: 100%;
    max-width: 430px;
    height: auto;
    max-height: 260px;
    margin: 0 auto;
    object-fit: contain;
    object-position: center;
  }
  .card-guide-hero .card-face-panel figcaption {
    width: 100%;
    justify-content: center;
  }
}


/* 2026-09-06 logged-in Plus homepage right panel v3
   IMPORTANT: the logged-out homepage keeps its original markup and overview.
   This styling applies only after the existing session logic adds
   body.home-plus-session and swaps the right panel from an inert <template>. */
body.home-plus-session .hero{
  grid-template-columns:1.08fr .92fr;
  align-items:center;
  gap:60px;
  padding:70px 7vw 90px;
}
body.home-plus-session .hero>div:first-child{min-width:0}
body.home-plus-session .hero h1{
  font-size:clamp(48px,6vw,88px);
  line-height:.98;
  letter-spacing:-.055em;
}
body.home-plus-session .hero-card{
  display:block!important;
  min-height:470px;
}
body.home-plus-session .hero-note{display:none!important}

.plus-home-panel{position:relative;z-index:1;color:#fff}
.plus-preview-label{
  display:inline-flex;
  align-items:center;
  min-height:27px;
  padding:0 10px;
  border:1px solid rgba(255,225,137,.42);
  border-radius:999px;
  background:rgba(217,169,40,.14);
  color:#ffe39a;
  font-size:10px;
  font-weight:900;
  letter-spacing:.16em;
}
.plus-preview-title{max-width:430px;margin:15px 0 22px;color:#fff}
.plus-feature-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.plus-feature-tile{
  display:flex;
  align-items:flex-start;
  gap:12px;
  min-height:118px;
  padding:16px;
  border:1px solid rgba(255,255,255,.17);
  border-radius:18px;
  background:rgba(255,255,255,.10);
  color:#fff;
  box-shadow:inset 0 1px 0 rgba(255,255,255,.04);
}
.plus-feature-icon{
  display:grid;
  place-items:center;
  flex:0 0 34px;
  width:34px;
  height:34px;
  border:1px solid rgba(255,225,137,.38);
  border-radius:11px;
  background:linear-gradient(145deg,rgba(255,231,164,.22),rgba(217,169,40,.10));
  color:#ffe39a;
  font-size:17px;
  font-weight:900;
}
.plus-feature-tile strong{display:block;color:#fff;font-size:15px;line-height:1.25}
.plus-feature-tile small{display:block;margin-top:6px;color:#c8daf3;font-size:11px;line-height:1.45}
.plus-active-status{
  display:flex;
  align-items:center;
  gap:12px;
  margin-top:14px;
  padding:14px 16px;
  border:1px solid rgba(255,225,137,.34);
  border-radius:16px;
  background:linear-gradient(90deg,rgba(217,169,40,.14),rgba(255,255,255,.08));
  color:#fff;
}
.plus-active-check{
  display:grid;
  place-items:center;
  flex:0 0 34px;
  width:34px;
  height:34px;
  border-radius:50%;
  background:linear-gradient(135deg,#ffe59a,#d9a928);
  color:#3c2900;
  font-size:18px;
  font-weight:950;
  box-shadow:0 8px 22px rgba(217,169,40,.22);
}
.plus-active-status strong{display:block;color:#fff;font-size:14px}
.plus-active-status small{display:block;margin-top:3px;color:#cbdcf3;font-size:11px}

@media(max-width:980px){
  /* Logged-in Plus follows the same stacked responsive hero structure as Free.
     Desktop remains the two-column layout above. */
  body.home-plus-session .hero{
    grid-template-columns:1fr!important;
    align-items:stretch!important;
    padding-top:50px;
    gap:34px!important;
  }
  body.home-plus-session .hero>div:first-child,
  body.home-plus-session .hero-card{width:100%;min-width:0}
  body.home-plus-session .hero-card{min-height:auto!important}
}
@media(max-width:700px){
  body.home-plus-session .hero{
    grid-template-columns:1fr!important;
    padding:44px 20px 70px!important;
    gap:34px!important;
  }
  body.home-plus-session .hero h1{font-size:clamp(46px,7vw,82px)}
  body.home-plus-session .hero-card{width:100%;min-height:auto!important}
  .plus-feature-grid{grid-template-columns:1fr}
  .plus-feature-tile{min-height:0}
}


/* Logged-in Plus only: restyle the existing How-it-works carousel without
   changing the default Free homepage presentation. */
body.home-plus-session #how-it-works .review-kicker{
  border:1px solid rgba(184,138,45,.38);
  background:linear-gradient(135deg,#fff7d8 0%,#f4d77b 50%,#e2b53f 100%);
  color:#5c4100;
  box-shadow:0 5px 16px rgba(184,138,45,.14);
}
/* Password visibility control: available on login, setup, reset, account security, and deletion forms. */
.password-input-wrap{position:relative;display:block;width:100%}
.password-input-wrap>input{width:100%;padding-right:48px!important}
.password-visibility-toggle{position:absolute;right:7px;top:50%;transform:translateY(-50%);display:grid;place-items:center;width:36px;height:36px;padding:0;border:0;border-radius:9px;background:transparent;color:#53657b;cursor:pointer;box-shadow:none}
.password-visibility-toggle:hover{background:rgba(14,39,71,.07);filter:none}
.password-visibility-toggle:focus-visible{outline:2px solid #2f6eff;outline-offset:2px}
.password-visibility-toggle svg{width:20px;height:20px;pointer-events:none}

/* Netcarda service explainers: shared visual language for /learn/services/. */
.support-main{min-height:65vh}
.support-hero{padding:58px 7vw 50px;background:radial-gradient(circle at 88% 8%,rgba(23,102,232,.10),transparent 28%),linear-gradient(180deg,#f5f9ff,#fff)}
.support-hero .breadcrumbs{max-width:1180px;margin:0 auto 32px}
.support-hero>.eyebrow,.support-hero>h1,.support-hero>p,.support-hero>.support-actions{max-width:1040px;margin-left:auto;margin-right:auto}
.support-hero h1{margin-top:0;margin-bottom:18px;font-size:clamp(42px,5.4vw,72px);line-height:1.02;letter-spacing:-.052em;color:var(--blue-dark)}
.support-hero>p{font-size:19px;line-height:1.72;color:var(--muted)}
.support-section{max-width:1240px;margin:0 auto;padding:72px 7vw}
.support-section-alt{max-width:none;background:#f7faff;padding-left:max(7vw,calc((100vw - 1240px)/2 + 7vw));padding-right:max(7vw,calc((100vw - 1240px)/2 + 7vw))}
.support-section-heading{max-width:880px;margin-bottom:30px}
.support-section-heading h2{margin:0 0 14px;font-size:clamp(32px,4vw,48px);letter-spacing:-.04em;color:var(--blue-dark)}
.support-section-heading>p:not(.eyebrow){font-size:17px;line-height:1.72;color:var(--muted)}
.support-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.support-card{display:flex;flex-direction:column;min-height:230px;padding:24px;border:1px solid var(--line);border-radius:22px;background:#fff;box-shadow:0 10px 30px rgba(19,63,120,.05);transition:.2s ease;color:inherit;text-decoration:none}
.support-card:hover{transform:translateY(-3px);border-color:#bfd3f2;box-shadow:0 18px 38px rgba(19,63,120,.10)}
.support-kicker{font-size:11px;font-weight:900;letter-spacing:.14em;color:var(--blue);text-transform:uppercase}
.support-card h3{margin:12px 0 10px;font-size:22px;color:var(--blue-dark)}
.support-card p{margin:0 0 20px;color:var(--muted);line-height:1.65}
.support-card strong{margin-top:auto;color:var(--blue)}
.support-actions{display:flex;align-items:center;gap:12px;flex-wrap:wrap}
.service-hub-hero .support-actions{margin-top:26px}
.service-featured-card{min-height:auto;max-width:820px;background:linear-gradient(145deg,#f7faff,#eef5ff)}
.service-directory{grid-template-columns:repeat(2,minmax(0,1fr))}
.product-split{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.product-panel{padding:32px;border:1px solid var(--line);border-radius:26px;background:#fff;box-shadow:0 16px 42px rgba(19,63,120,.07)}
.product-panel-plus{background:radial-gradient(circle at 90% 5%,rgba(229,189,82,.18),transparent 24%),linear-gradient(145deg,#0a2a59,#0d438f);color:#fff;border-color:rgba(229,189,82,.25)}
.product-panel h2{font-size:34px;letter-spacing:-.035em;margin:10px 0 14px}
.product-panel-free h2{color:var(--blue-dark)}
.product-panel p,.product-panel li{line-height:1.7}
.product-panel-free p,.product-panel-free li{color:var(--muted)}
.product-panel-plus p,.product-panel-plus li{color:#d7e5f8}
.product-panel ul{padding-left:20px;margin-bottom:24px}
.service-boundary{display:grid;grid-template-columns:1fr 1fr;gap:38px;padding:34px;border-radius:26px;background:#fff;border:1px solid var(--line)}
.service-boundary h2{margin:4px 0 10px;font-size:34px;color:var(--blue-dark)}
.service-boundary p,.service-boundary li{color:var(--muted);line-height:1.7}
.help-article{max-width:860px;margin:0 auto;padding:40px 20px 84px}
.help-answer{padding:24px 26px;border:1px solid #cfe0f7;border-radius:22px;background:linear-gradient(145deg,#f7faff,#eef5ff)}
.help-answer p{margin:10px 0 0;font-size:19px;line-height:1.72;color:#344f72}
.help-article-section{padding:34px 0 6px;border-bottom:1px solid #e4ebf4}
.help-article-section h2{margin:0 0 12px;font-size:30px;letter-spacing:-.03em;color:var(--blue-dark)}
.help-article-section p,.help-article-section li{font-size:17px;line-height:1.78;color:#566981}
.help-related{padding-top:34px}.help-related h2{font-size:26px;color:var(--blue-dark)}
.service-faq{margin-top:42px;padding:30px;border:1px solid var(--line);border-radius:24px;background:#f8fbff}
.service-faq h2{margin:5px 0 20px;font-size:34px;letter-spacing:-.035em;color:var(--blue-dark)}
.service-faq details{border-top:1px solid #dce6f2;padding:17px 0}
.service-faq details:last-child{padding-bottom:0}
.service-faq summary{cursor:pointer;font-weight:850;color:var(--blue-dark)}
.service-faq details p{margin:10px 0 0;color:var(--muted);line-height:1.7}
.service-editorial{margin-top:34px;padding-top:22px;border-top:1px solid #e2eaf4;color:#617289;font-size:14px;line-height:1.65}
.service-editorial p{margin:6px 0}
.service-tracker-hero{display:grid;grid-template-columns:minmax(0,1.12fr) minmax(340px,.88fr);gap:44px;align-items:center;max-width:1240px;margin:0 auto;padding:58px 7vw 68px}
.service-tracker-hero h1{margin:12px 0 20px;font-size:clamp(44px,5.4vw,72px);line-height:1.01;letter-spacing:-.052em;color:var(--blue-dark)}
.service-tracker-hero>div:first-child>p:not(.eyebrow){max-width:760px;color:var(--muted);font-size:19px;line-height:1.72}
.service-tracker-hero .support-actions{margin-top:26px}
.tracker-visual{padding:30px;border-radius:30px;background:radial-gradient(circle at 90% 5%,rgba(70,136,255,.3),transparent 30%),linear-gradient(145deg,#081f44,#0c458e);color:#fff;box-shadow:0 26px 60px rgba(9,42,89,.22)}
.tracker-visual>span{font-size:11px;font-weight:900;letter-spacing:.16em;color:#a9cdfc}
.tracker-visual h2{margin:10px 0 24px;color:#fff;font-size:32px;line-height:1.12}
.tracker-visual>div{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.tracker-visual article{padding:18px;border:1px solid rgba(255,255,255,.16);border-radius:18px;background:rgba(255,255,255,.09)}
.tracker-visual small,.tracker-visual strong{display:block}.tracker-visual small{color:#bdd5f3;font-size:10px;letter-spacing:.1em}.tracker-visual strong{margin-top:7px;font-size:30px}.tracker-visual>p{margin:18px 0 0;color:#c9dcf4;font-size:13px}
@media(max-width:900px){.support-grid,.service-directory{grid-template-columns:1fr 1fr}.service-tracker-hero{grid-template-columns:1fr}.product-split,.service-boundary{grid-template-columns:1fr}}
@media(max-width:640px){.support-hero{padding:42px 20px}.support-section{padding:52px 20px}.support-section-alt{padding-left:20px;padding-right:20px}.support-grid,.service-directory{grid-template-columns:1fr}.support-card{min-height:0}.help-article{padding-left:16px;padding-right:16px}.service-faq{padding:24px 20px}.service-tracker-hero{padding:38px 20px 54px}.tracker-visual>div{grid-template-columns:1fr}}